K****D
发帖数: 30533 | 1 About the rationality of buying term life:
Shouldn't the term life be bought by other people rather than yourself?
e.g., it should be "I want to insure 5 million for my husband, because he
is the major income source in my family. I think it's a good investment."
Why do people insure themselves? @_@ |
t***s
发帖数: 4666 | 2 some ppl do that. sometimes they became the primary suspects.
in the term life application, there's a question about whether
you're paying the premium yourself or somebody else will pay.
and in most families, husband's money is the wife's money, and
vice versa.
【在 K****D 的大作中提到】
: About the rationality of buying term life:
: Shouldn't the term life be bought by other people rather than yourself?
: e.g., it should be "I want to insure 5 million for my husband, because he
: is the major income source in my family. I think it's a good investment."
: Why do people insure themselves? @_@
|
K****D
发帖数: 30533 | 3 No, who pays doesn't matter much -- not expensive anyway. But my
question is rather that the low income one should raise the discussion |
t***s
发帖数: 4666 | 4 faint. how do you know that isn't what's happening in some families?
some ppl want to take care of everything, even things after they die.
this question doesn' really make sense on the investment board.
maybe better suited on the family board.
【在 K****D 的大作中提到】
: No, who pays doesn't matter much -- not expensive anyway. But my
: question is rather that the low income one should raise the discussion
|
K****D
发帖数: 30533 | 5 Well, I raised the question because I saw from the commercials that they
always attack the high income people and try to persuade them to think
about their family. So I assumed that the prevailing situation.
【在 t***s 的大作中提到】
: faint. how do you know that isn't what's happening in some families?
: some ppl want to take care of everything, even things after they die.
: this question doesn' really make sense on the investment board.
: maybe better suited on the family board.
|
t***s
发帖数: 4666 | 6 because usually you really cannot buy a normal term life on someone
without him/her agreeing to it. there are lab tests need to be done.
【在 K****D 的大作中提到】
: Well, I raised the question because I saw from the commercials that they
: always attack the high income people and try to persuade them to think
: about their family. So I assumed that the prevailing situation.
|
