O***C
发帖数: 1219 | 1 Let us say: the house value is $200K, I put 40K in down payment.
Can I take a mortgage mucher higher than 160K (=200K-40K), like 400K for
example?
If yes, is there any additional charges for the higher portion of the
mortgage?
The interest of mortgage can exempt for federal tax. So maybe it worth to
use the extra money to do some investment, like stocks, bonds, et al.
Anyone have some experience about this?
Thank you very much for any comment! | r******9
发帖数: 3 | | u****d
发帖数: 2578 | 3 officially, no.
in reality, yes, but it is called mortgage fraud, and both you and the
banker will be put in jail.
【在 O***C 的大作中提到】
: Let us say: the house value is $200K, I put 40K in down payment.
: Can I take a mortgage mucher higher than 160K (=200K-40K), like 400K for
: example?
: If yes, is there any additional charges for the higher portion of the
: mortgage?
: The interest of mortgage can exempt for federal tax. So maybe it worth to
: use the extra money to do some investment, like stocks, bonds, et al.
: Anyone have some experience about this?
: Thank you very much for any comment!
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