h***g 发帖数: 56 | 1 虽然已经过了2010,但是还能转吗?从traditional ira转roth后,这部分钱算是roth的本金的吧。也就是说我以后可以随时拿出来吗? 我想在买第一个房子的时候,我ROTH里的本金拿出来。这样,从traditional IRA转ROTH应该是make sense的吧。 |
d*****r 发帖数: 273 | 2 Yes, you can still convert in 2011. |
c****o 发帖数: 32446 | 3 你肯定吗?哪里看到的?
【在 d*****r 的大作中提到】 : Yes, you can still convert in 2011.
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t***s 发帖数: 4666 | 4 the income limit on rith conversion is gone for good.
【在 c****o 的大作中提到】 : 你肯定吗?哪里看到的?
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h****d 发帖数: 358 | 5 The converted amount is not the contribution. It cannot be taken out without
penalty within in 5 years.
的本金的吧。也就是说我以后可以随时拿出来吗? 我想在买第一个房子的时候,我ROTH
里的本金拿出来。这样,从traditional IRA转ROTH应该是make sense的吧。
【在 h***g 的大作中提到】 : 虽然已经过了2010,但是还能转吗?从traditional ira转roth后,这部分钱算是roth的本金的吧。也就是说我以后可以随时拿出来吗? 我想在买第一个房子的时候,我ROTH里的本金拿出来。这样,从traditional IRA转ROTH应该是make sense的吧。
|
h****d 发帖数: 358 | 6 true.
【在 t***s 的大作中提到】 : the income limit on rith conversion is gone for good.
|
c****o 发帖数: 32446 | 7 那rollover IRA呢,也能convert吗? |
h****d 发帖数: 358 | 8 yes. If it is before tax money you pay tax and do the conversion, if it is
after tax money, you do the conversion. Usually the rollover IRA is pre-tax
money, given our current income level, it is not wise to do the conversion
now -- just leave it in your IRA.
【在 c****o 的大作中提到】 : 那rollover IRA呢,也能convert吗?
|
h****d 发帖数: 358 | 9 yes. If it is before tax money you pay tax and do the conversion, if it is
after tax money, you do the conversion. Usually the rollover IRA is pre-tax
money, given our current income level, it is not wise to do the conversion
now -- just leave it in your IRA.
【在 c****o 的大作中提到】 : 那rollover IRA呢,也能convert吗?
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s**********d 发帖数: 36899 | |
t*m 发帖数: 4414 | 11 no
【在 s**********d 的大作中提到】 : 现在转能不能算2010年转?
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t*m 发帖数: 4414 | 12 having a rollover IRA (pre-tax) may prevent your from converting any IRA to
roth, given tax consequences
tax
【在 h****d 的大作中提到】 : yes. If it is before tax money you pay tax and do the conversion, if it is : after tax money, you do the conversion. Usually the rollover IRA is pre-tax : money, given our current income level, it is not wise to do the conversion : now -- just leave it in your IRA.
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