h********0
发帖数: 440 | 1 No origination charges, is it strange?
804 appraisal fee 500
805 credit report to Credstar 70
807 Floor certification to corelogic 20
808 iveys-irs 4506 t. 2.25
809 investor admin fee (PHH/cornerstone) 300.00
810 Doc prep fee doc magic 35
811 MERS Registration Fee 6.95
813 social security verification credstar 9.00
903 First year homeowner's insurance for 12 months. 540
1102 settlement and closing fee 350 (seller pay half)
1103 owner's title insurance 1200
1104 lender's title insurance 80
1109 endorsement fee 50
1110 courier fee (both lender/title) if applicable 50
1112 title binder 50 (seller pay)
1202 Recording fee 67
1206 EDOC Fee 20
Do not understand very well the item for 809,810, and 903.
I will buy the home insurance now, why do I still need to pay 903?
Are the item charges reasonable?
Thanks. |
p*******u
发帖数: 17 | 2 If you buy insurance now, no need to pay at closing.
But most often, the insurance company can directly bill to your mortgage
company, that is why is appears on line 903.
【在 h********0 的大作中提到】
: No origination charges, is it strange?
: 804 appraisal fee 500
: 805 credit report to Credstar 70
: 807 Floor certification to corelogic 20
: 808 iveys-irs 4506 t. 2.25
: 809 investor admin fee (PHH/cornerstone) 300.00
: 810 Doc prep fee doc magic 35
: 811 MERS Registration Fee 6.95
: 813 social security verification credstar 9.00
: 903 First year homeowner's insurance for 12 months. 540
|
h********0
发帖数: 440 | 3 Thanks Pennyludu for your information. |
b**1
发帖数: 381 | 4 保险一般都是在Closing的时候买的,要是现在买了,close不了怎么办.
【在 h********0 的大作中提到】
: No origination charges, is it strange?
: 804 appraisal fee 500
: 805 credit report to Credstar 70
: 807 Floor certification to corelogic 20
: 808 iveys-irs 4506 t. 2.25
: 809 investor admin fee (PHH/cornerstone) 300.00
: 810 Doc prep fee doc magic 35
: 811 MERS Registration Fee 6.95
: 813 social security verification credstar 9.00
: 903 First year homeowner's insurance for 12 months. 540
|
h********0
发帖数: 440 | 5 I see.
I will let the insurance company contact my loaned directly to make sure
that I buy insurance only wken it can close successfully.
Thanks.
【在 b**1 的大作中提到】
: 保险一般都是在Closing的时候买的,要是现在买了,close不了怎么办.
|
b**1
发帖数: 381 | 6 不用担心,Close不了,escrow是不会替你买insurance的.
【在 h********0 的大作中提到】
: I see.
: I will let the insurance company contact my loaned directly to make sure
: that I buy insurance only wken it can close successfully.
: Thanks.
|
