k****m
发帖数: 493 | 1 我一半在chase，还有一半在fidelity(前段时间都出了股票，目前只有很少一部分买了
基金)，需要我都转到一个帐户里面吗？第一次买房，不是很明白。 |
H*********g
发帖数: 217 | 2 Bank need two months bank statement at loan application.
If you already buying a house or will start loan application within 2 months
.
it really doesn't matter., even if you transfer the money, you still need to
provide the pare trail for the transaction since the transaction will be
showed on the statement.
If you won't apply within loan in two months, then you can transfer now and
you only need to have the account number with the money showed on the
application. There will be no trace of this transaction on the two months
statement you provide to lender.
【在 k****m 的大作中提到】
: 我一半在chase，还有一半在fidelity(前段时间都出了股票，目前只有很少一部分买了
: 基金)，需要我都转到一个帐户里面吗？第一次买房，不是很明白。
|
k****m
发帖数: 493 | 3 估计马上就要贷款，所以等不了两个月了
我现在的情况，申请贷款的时候就出示两个银行帐户的存款信息是不是就可以了？
months
to
and
【在 H*********g 的大作中提到】
: Bank need two months bank statement at loan application.
: If you already buying a house or will start loan application within 2 months
: .
: it really doesn't matter., even if you transfer the money, you still need to
: provide the pare trail for the transaction since the transaction will be
: showed on the statement.
: If you won't apply within loan in two months, then you can transfer now and
: you only need to have the account number with the money showed on the
: application. There will be no trace of this transaction on the two months
: statement you provide to lender.
|
H*********g
发帖数: 217 | 4 Yes. Then you need to show both account at application.
【在 k****m 的大作中提到】
: 估计马上就要贷款，所以等不了两个月了
: 我现在的情况，申请贷款的时候就出示两个银行帐户的存款信息是不是就可以了？
:
: months
: to
: and
|
w*********m
发帖数: 4740 | 5 for our case, it's fine. and we pay downpayment using 2 checks
【在 k****m 的大作中提到】
: 估计马上就要贷款，所以等不了两个月了
: 我现在的情况，申请贷款的时候就出示两个银行帐户的存款信息是不是就可以了？
:
: months
: to
: and
|
H*********g
发帖数: 217 | 6 Yes. two checks is easier than one. Otherwise you need the the paper trail
of the transfer.
【在 w*********m 的大作中提到】
: for our case, it's fine. and we pay downpayment using 2 checks
|
p******y
发帖数: 3523 | 7 不需要现在挪钱，提交两个bank statement就可以了，等loan 批了，closing之钱在挪
到一个地方，出一张cashier check去close。 |
