k********g
发帖数: 157 | 1 OPTION 1:
Payment &#
160; $1695.01 including property taxes.
&#
160;
Rate
; &#
160; 3.625%
&#
160;
Closing cost &#
160; $1,122
&#
160;
Cash to
&#
160;
Close &#
160;
$30,300 + Home owners insurance premium.
----------------------------------------------------------------------------
---------------------
OPTION 2:
Payment &#
160; $1626.92 including property taxes.
&#
160;
Rate
; &#
160; 3.625%
&#
160;
Closing cost &#
160; $4069.27
&#
160;
Cash to
&#
160;
Close &#
160;
$30,300 + Home owners insurance premium.
----------------------------------------------------------------------------
---------------------
OPTION 3:
Payments $
1730.47 including property taxes.
&#
160;
Rate
; &#
160; 3.75%
&#
160;
Closing cost &#
160; $1,725
&#
160;
Cash to
&#
160;
Close &#
160;
$30,850 + Home owners insurance premium.
----------------------------------------------------------------------------
---------------------
Option 1 is a simple 30 year fixed mortgage with monthly mortgage insurance
premium. The insurance premium is $81.60 per month and is included in
the payment quoted.
Option 2 is a 30 year fixed mortgage with up front mortgage insurance rolled
into the mortgage and no monthly premium. (has best payment)
Option 3 is an 80% LTV first mortgage at 3.75% for 30 year fixed, and a 10%
of purchase price 2nd mortgage at 5.74% for 15 year fixed both payments
included, but no mortgage insurance.
|
|
