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发帖数: 2904 | 4 那个experian给的也只是个plus score
The PLUS Score, with scores ranging from 330 to 830, is a user-friendly
credit score model developed by Experian to help you see and understand how
lenders view your credit worthiness. It is not used by lenders, but it is
indicative of your overall credit risk.
Lenders and insurers use several different credit scoring models so don't be
surprised if your lender gives you a score that’s different from the PLUS
Score you receive online.
Just remember that your associated risk level is generally the same even if
the number is not. If the lender’s score is lower than your online score,
it is possible that this difference can lead to higher interest rates and
sometimes credit denial. |
