u****r
发帖数: 2053 | 1 最近打算买新车，不知道自己的这个情况能拿到什么样的APR。
3年多点的history，
credit.com score:733
credit karma:755
credit sesame: 783 |
s**********g
发帖数: 14942 | 2 。。。
你好歹提供真实信用分啊
拿那些免费的分数出来 就算了解车贷的人也没法给你准确信息 |
u****r
发帖数: 2053 | 3 Sorry, I haven't purchased official report from the credit bureaus.
Should I represent the credit reports I purchased when visiting the
dealership?
I am afraid if every dealer pulled my credit report, there will be multiple
inquiries.
Do you have any suggestions?
Many thanks.
【在 s**********g 的大作中提到】
: 。。。
: 你好歹提供真实信用分啊
: 拿那些免费的分数出来 就算了解车贷的人也没法给你准确信息
|
s**********g
发帖数: 14942 | 4 的确很可能会有multiple pulls
但是版上普遍表示 这种短期多个同类型pull会最终被合并成一个pull
所以不用太担心
你自己带过去貌似也没用
因为听说dealer经常会去找你最低的那个分数
just my two cents based on the information on this board
multiple
【在 u****r 的大作中提到】
: Sorry, I haven't purchased official report from the credit bureaus.
: Should I represent the credit reports I purchased when visiting the
: dealership?
: I am afraid if every dealer pulled my credit report, there will be multiple
: inquiries.
: Do you have any suggestions?
: Many thanks.
|
u****r
发帖数: 2053 | 5 Thank you for the comments,really appreciate that!
I will see what I can get.
Do I need to purchase the report to get an idea what's my credit score
standing?
Another reason might be in case the dealer provides whatever a score that's
significantly lower than the 3 bureaus' scores.
【在 s**********g 的大作中提到】
: 的确很可能会有multiple pulls
: 但是版上普遍表示 这种短期多个同类型pull会最终被合并成一个pull
: 所以不用太担心
: 你自己带过去貌似也没用
: 因为听说dealer经常会去找你最低的那个分数
: just my two cents based on the information on this board
:
: multiple
|
s**********g
发帖数: 14942 | 6 这个具体的我不清楚
但dealer拿到的按理说只能是三大局和FICO这四个分数
也记得好像有人说dealer拿到更低的分
你可以版内考古
btw 据说去credit union能办更好利率的车贷
s
【在 u****r 的大作中提到】
: Thank you for the comments,really appreciate that!
: I will see what I can get.
: Do I need to purchase the report to get an idea what's my credit score
: standing?
: Another reason might be in case the dealer provides whatever a score that's
: significantly lower than the 3 bureaus' scores.
|
u****r
发帖数: 2053 | 7 I remember when I opened checking account at BOA, they said if I don't
satisfy with the car dealer's finance program,I can come to them for a
better rate. I said my score is over 750, probably not cause it's just a
rough score by tools like CK, :-)
Thanks for the tip,though.
【在 s**********g 的大作中提到】
: 这个具体的我不清楚
: 但dealer拿到的按理说只能是三大局和FICO这四个分数
: 也记得好像有人说dealer拿到更低的分
: 你可以版内考古
: btw 据说去credit union能办更好利率的车贷
:
: s
|
r*******i
发帖数: 1634 | |
