n******h
发帖数: 2482 | 1 The President’s budget was released yesterday. ... The proposal would,
according to Administration projections, stabilize the Federal debt close to
today’s elevated levels. Revenue increases play a large role, specifically
the following three proposals. The second one surprised us the most.
- reset tax rates on ordinary income, dividends and capital gains for upper
income taxpayers back to 2001 levels
- for upper income taxpayers, include a portion of municipal bond income,
pre-tax employee contributions to defined contributed plans, and pre-tax
employee and employer health insurance payments as taxable income
- limit non-charitable itemized deductions such as state/local taxes and
mortgage interest for upper income taxpayers
...
The answer: this proposal includes a new category of taxable income, which
would include your municipal bond income, your contributions to 401k plans
and other similar vehicles, and your entire health insurance premium (
regardless of who pays it). The approach appears to apply a tax rate to
these items equal to the difference between your top statutory tax rate and
28%. For example, a taxpayer subject to a top statutory rate of 35% would
pay a 7% tax on this income.
Thank you, Obama, to make US a great country. | i***h
发帖数: 12655 | 2 总结一下, 是不是25万以上加税了?
过不了国会吧? | m*****y
发帖数: 2424 | 3 Great for whom? All the parasites?
to
specifically
upper
【在 n******h 的大作中提到】
: The President’s budget was released yesterday. ... The proposal would,
: according to Administration projections, stabilize the Federal debt close to
: today’s elevated levels. Revenue increases play a large role, specifically
: the following three proposals. The second one surprised us the most.
: - reset tax rates on ordinary income, dividends and capital gains for upper
: income taxpayers back to 2001 levels
: - for upper income taxpayers, include a portion of municipal bond income,
: pre-tax employee contributions to defined contributed plans, and pre-tax
: employee and employer health insurance payments as taxable income
: - limit non-charitable itemized deductions such as state/local taxes and
| n******h
发帖数: 2482 | 4 Great for all the fools.
【在 m*****y 的大作中提到】
: Great for whom? All the parasites?
:
: to
: specifically
: upper
| m*****y
发帖数: 2424 | 5 At the top of that list is the expiration of the tax cuts approved during
the George W. Bush administration. They're scheduled to expire at the end of
2012, and the White House estimates that letting them lapse, at least for
households making more than $250,000, could pump $968 billion into the
federal coffers over the next decade.
Allowing those rates to expire, as Obama's budget proposes and as current
law would allow absent intervention, would mean the following changes:
-- For households making more than $250,000 and individuals making more than
$200,000, the top income tax rate would rise from 35 percent to 39.6
percent.
-- For those same households, the top rate on qualified dividends would rise
from 15 percent to 39.6 percent.
-- The top rate on long-term capital gains would rise from 15 percent to 20
percent.
-- The estate tax, known disparagingly as the "death tax," would rise to 45
percent from 35 percent.
总结一下，如果你的家庭收入超过25万，你将要多交4.6%的收入所得税，外加24.6%的
股息税，再加5%的long-term capital gain税。08代表另一半不交一分钱税的美国人民
感谢你。
【在 i***h 的大作中提到】
: 总结一下, 是不是25万以上加税了?
: 过不了国会吧?
| n******h
发帖数: 2482 | 6 And ~7% on muni bond dividends, 401k contributions and health care premiums.
The last two items alone for a typical dual-income family will add about 7%
* 55k = ~4k tax each year.
Chump change.
of
than
【在 m*****y 的大作中提到】
: At the top of that list is the expiration of the tax cuts approved during
: the George W. Bush administration. They're scheduled to expire at the end of
: 2012, and the White House estimates that letting them lapse, at least for
: households making more than $250,000, could pump $968 billion into the
: federal coffers over the next decade.
: Allowing those rates to expire, as Obama's budget proposes and as current
: law would allow absent intervention, would mean the following changes:
: -- For households making more than $250,000 and individuals making more than
: $200,000, the top income tax rate would rise from 35 percent to 39.6
: percent.
| i***h
发帖数: 12655 | 7 是超过25万那部分的税率才会变, 对不对?
比如我拿了不起6完, 那么多交$400的税.
另外股息税比以前提高多少?
股息税，再加5%的long-term capital gain税。08代表另一半不交一分钱税的美国人民
感谢你。
【在 m*****y 的大作中提到】
: At the top of that list is the expiration of the tax cuts approved during
: the George W. Bush administration. They're scheduled to expire at the end of
: 2012, and the White House estimates that letting them lapse, at least for
: households making more than $250,000, could pump $968 billion into the
: federal coffers over the next decade.
: Allowing those rates to expire, as Obama's budget proposes and as current
: law would allow absent intervention, would mean the following changes:
: -- For households making more than $250,000 and individuals making more than
: $200,000, the top income tax rate would rise from 35 percent to 39.6
: percent.
| i***h
发帖数: 12655 | 8 草, 401K也收税的话, 那不是和Roth IRA一样了?
premiums.
7%
【在 n******h 的大作中提到】
: And ~7% on muni bond dividends, 401k contributions and health care premiums.
: The last two items alone for a typical dual-income family will add about 7%
: * 55k = ~4k tax each year.
: Chump change.
:
: of
: than
| h**d
发帖数: 5161 | 9 收的是与28%的税差。比如你在30% 税率一档，那么401k 的税率是2%。如果变成Roth，
税率就是30%，甚至更高（用Roth, income 增加，可能把税率推高一档）
【在 i***h 的大作中提到】
: 草, 401K也收税的话, 那不是和Roth IRA一样了?
:
: premiums.
: 7%
| p*f
发帖数: 982 | 10 那么这就有问题了:401k之类，在取出的时候又要交税，这岂不是双重缴税了吗？ | | | z***8
发帖数: 461 | 11 You are absolutely right. This is really bad news!
【在 p*f 的大作中提到】
: 那么这就有问题了:401k之类，在取出的时候又要交税，这岂不是双重缴税了吗？
| n******h
发帖数: 2482 | 12 This could be a good news to bay area's housing market, as people say.
【在 z***8 的大作中提到】
: You are absolutely right. This is really bad news!
| c*****e
发帖数: 1106 | 13 You like the 3rd item on the list too? :)
limit non-charitable itemized deductions such as state/local taxes and
mortgage interest for upper income taxpayers
【在 n******h 的大作中提到】
: This could be a good news to bay area's housing market, as people say.
| n******h
发帖数: 2482 | 14 It really doesn't matter. People who believe the bay area housing will
always go onward and upward will always find their own reasoning on any
basis, regardless what it really indicates.
I hope you see my point.
【在 c*****e 的大作中提到】
: You like the 3rd item on the list too? :)
: limit non-charitable itemized deductions such as state/local taxes and
: mortgage interest for upper income taxpayers
| i**p
发帖数: 940 | 15 我对第一点很赞成。靠钱生钱的人交税交的太少了。
后面两条对美国工作的中坚伤害很大。把employer的也加上的话，health insurance
premium一般一年都是一万到两万。
of
than
【在 m*****y 的大作中提到】
: At the top of that list is the expiration of the tax cuts approved during
: the George W. Bush administration. They're scheduled to expire at the end of
: 2012, and the White House estimates that letting them lapse, at least for
: households making more than $250,000, could pump $968 billion into the
: federal coffers over the next decade.
: Allowing those rates to expire, as Obama's budget proposes and as current
: law would allow absent intervention, would mean the following changes:
: -- For households making more than $250,000 and individuals making more than
: $200,000, the top income tax rate would rise from 35 percent to 39.6
: percent.
|
|
