Q******y
发帖数: 401 | 1 something to share...
just sold my flat without engaging any agent. takes one week only. flat
valued at 310k, asking 340k and deal closed around 340k. advertised only
once on Sat Straittimes Classifieds. in first two days, i picked up about
100 phone calls (Sat and Sun, full day, 10am to 10pm) and got about 50
buyers viewing my flat. there were about another 100 phone calls later in
the week and 30 viewers coming in the evening. the buyer who got the deal is
an indian PR family. there is another | Q******y
发帖数: 401 | 2 你们买房的时候，卖主没有事先做过估价吗？
如果没有做过股价，谈好价格后银行在来估，如果银行估价师感觉成交价符合市场价，
那么银行的股价就会和成交价一样了。这种情况就没有cash的问题了。如果估价师感觉
成交价比市场价高很多，比如20k，那么估价就会比成交价少20k, 这20k买家就要付
cash乐。
cash的问题是买家出于某种考虑(比如非常近MRT, 近名校)，愿意以高于所谓房屋本身
价值的价格购买，而估价师可能认为这种考虑并不完全在房屋价值之内，银行只会按照
股价提供贷款。多于的部分就变成cash部分了。
具体多少cash, 卖家一般根据过去多年的成交价综合考虑。比如近来类似房屋的成交价
是340k, 而估价师的股价是310k，那么卖家认为310k的股价不合理，所以要30k的cash,
已求达到340k的市场价。
我个人觉得理想情况下，过去的成交价应该反映到估价师估价中去，应该尽可能和成交
价相符。这样就不会产生cash的问题了。反过来说，如果cash部分很高，说明估价师的
专业能力有问题，与市场有较高的偏差。 | Q******y
发帖数: 401 | 3 i give you another example.
there is an area that very close to a good school. the 4rm HDB unit in that
area normally has valuation of 250k. next to that area, the 4rm HDB unit
normally has valuation of 240k. the valuation firm feels 10k difference is
reasonable considering the school factor.
however, everyone who wants to buy the 4rm HDB unit in order to be close to
that school has to pay 310k for the unit, because that school is a damn good
school. the resale supply and demand decides that onl |
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