b*****g
发帖数: 83 | 1 我们这儿的房子基本上都得60万以上了,所以如果down pay20%的话,肯定要jumbo loan
了 (60万 – 12万downpay=48万,超过41万7就jumbo了吧).如果在还有余钱可以多付
down pay的情况下,需不需要尽量避免jumbo loan啊?毕竟30年fixed rate, jumbo会高1
%...第一次买房,没啥经验,谢谢大家指教啦~ | c******l
发帖数: 502 | 2 If you can pay more down payment, go pay it. Other wise you can apply two
loan to avoide the jumbo loan. So you will get the lowest rate you can get,
and pay the second loan as earier as you can | f********l
发帖数: 1473 | 3 Other choice is:
Confirming loan + Heloc
Pay off the Heloc when you have extra $$ and when the Heloc rate raises a
lot
loan
高1
【在 b*****g 的大作中提到】
: 我们这儿的房子基本上都得60万以上了,所以如果down pay20%的话,肯定要jumbo loan
: 了 (60万 – 12万downpay=48万,超过41万7就jumbo了吧).如果在还有余钱可以多付
: down pay的情况下,需不需要尽量避免jumbo loan啊?毕竟30年fixed rate, jumbo会高1
: %...第一次买房,没啥经验,谢谢大家指教啦~
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