t*m
发帖数: 4414 | 1 based on morningstar, VIIIX slightly beat SP500 every year in the past
decade.
meanwhile, Fidelity Spartan 500 Index Institutional (FXSIX) is not so
outstanding. |
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m*****i
发帖数: 628 | 2 spartan family funds are OK. |
|
s******t
发帖数: 12883 | 3 我现在的brokeage link真是坑爹啊， 不能买股票， 只能买基金，
以前的单位可以买fusvx, Fidelity Spartan 500 Index Advtg
几元钱都能买， 没有最小投资额。
现在想买， 一看最小要买10万， 真是拽啊。
有没有投资额小一点的， fee少一点的， 能够跟踪sp500的fidelity基金？
谢谢。 |
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p**h
发帖数: 1105 | 4 (1) do you have any suggestion? thx!
(2) or FPMAX (Spartan Emerging Markets Index Fund - Fidelity Advantage Class
)? However, if you compare FPMAX and FNMIX, FPMAX's history is too short (
from 09/07/2011 per yahoo financial). On the other hand, FNMIX performance
is much robust, and it covers emerging market as well although its holding
are bonds (but they are very high yield bonds, i am scared to do heavy
loading neither)
(3) one observation: always buy "Fidelity Advantage Class" fund, whose
ex... 阅读全帖 |
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i**********t
发帖数: 81 | 5 打算买这几支， 因为看见它们是４颗或者５颗星的。 怎么样？
FID BLUE CHIP GR K
FID CAP APPREC K
FID CONTRAFUND K
Fidelity Growth Company Fund - Class K
Spartan 500 Index Fund - Institutional Class
Fidelity Low-Priced Stock Fund - Class K |
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p**h
发帖数: 1105 | 6 Actually it is not Vanguard but fidelity (I am too new, I didn't know the
difference.
-- Vanguard and Fidelity are different brokers, both of them are good at
mutual fund investment as they issue they own mutual funds with good long
term (from 1 yr to 10+ yrs) performance (but not all of their mutual funds
are good, you have to do your own research)
Just saw vanguard name because my 401k has vanguard money
market fund in it....) Anyway, I just added an investment account in the
same account... 阅读全帖 |
|
p**h
发帖数: 1105 | 7 Actually it is not Vanguard but fidelity (I am too new, I didn't know the
difference.
-- Vanguard and Fidelity are different brokers, both of them are good at
mutual fund investment as they issue they own mutual funds with good long
term (from 1 yr to 10+ yrs) performance (but not all of their mutual funds
are good, you have to do your own research)
Just saw vanguard name because my 401k has vanguard money
market fund in it....) Anyway, I just added an investment account in the
same account... 阅读全帖 |
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g****o
发帖数: 1024 | 8 已经被收了两年多了...
有什么办法可以免么？
BTW，在Roth IRA账号里，只有$5000本金...
谢谢 |
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c*****x
发帖数: 429 | 9 Get your balance to above $10000? |
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i******e
发帖数: 1720 | 10 Do you or your family members have other Fidelity accounts? See if you are
qualify to have Premier Services by total assets consideration. |
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w***n
发帖数: 1519 | 11 Just give them a call and ask for a waiver. If they don't give you, tell
them that you are willing to set up a direct deposit. It might work. In the
worst case, they deny your request... It's worth a try. |
|
q****s
发帖数: 97 | 12 Fidelity的DREY BASIC S&P 500
的费用（0.21% exp ratio+0.2mgmt fee ）比
500 Index Admiral Shares（VFIAX）的0.05%exp ratio
高那么多！
Fidelity’s Spartan U.S. Equity Index (FUSEX) fund我们公司401k option又没有
求推荐！！ |
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l*******g
发帖数: 137 | 13 我也有同样的问题。 公司的401k选项很少， fee 很高， 最低
的就是 类似spartan 500 index，0.02% + 0.025%。
然后就是vanguard small cap， 0.24% +0.2%。
我要两个都选吗，还是选fee最低的？ 离退休还早， 风险承受力还行。
还可以用brokerage， 这个fee会不会比较高？ |
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w***n
发帖数: 1519 | 14 spartan 500 index 那个er 很低了，不错
small cap 的index本身不靠谱，谁知道它成份股怎么拍脑袋选出来的。不过你如果年
轻，不介意风险也完全可以考虑。供你参考：vb的er 是0.16%。 |
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n****u
发帖数: 229 | 15 they do have spartan index which er is close to vanguard.
( |
|
b**e
发帖数: 88 | 16 For me, I would buy core funds with expense ratio near 0 and with poor
performance for the last 1-3 years
Look at Fidelity Spartan series funds, or ishare core ETFs |
|
b**e
发帖数: 88 | 17 For me, I would buy core funds with expense ratio near 0 and with poor
performance for the last 1-3 years
Look at Fidelity Spartan series funds, or ishare core ETFs |
|
b*********n
发帖数: 368 | 18 FUSVX （Advantage class）和 FUSEX （Investor class） 的区别就是minimum和
expense ratio不同吧？如果购买超过10k，是不是应该选ratio更低的fusvx？
如果预计存10年，对于没有任何知识的新手而言，算不算好的入门fund？
谢谢 |
|
s********y
发帖数: 3811 | 19 another question from "任何知识的新手".. is reading a book that hard? |
|
m***d
发帖数: 269 | 20 刚刚加入公司的401k计划，提供的选择有以下几个：
目前默认的投资选项是BlackRock Lifepath Index 2045 K （100%）
本人倾向于保守一点的投资策略，每年的回报率能超过存银行的利息就差不多了
想请教下怎么样搭配比较好呢？！
多谢！
American Funds Capital World G/I R5
Fidelity Spartan International Index Inv
Goldman Sachs Small Cap Value - Instl
Columbia Small Cap Index Fund Z
BlackRock Small Cap Growth Equity Instl
Columbia Mid Cap Index Fund Z
Vanguard Mid Cap Growth Inv
Vanguard Selected Value Inv
Invesco Equally-Wtd S&P 500 Y
J P Morgan Large Cap Growth Select
RidgeWorth Total Return Bond I
... 阅读全帖 |
|
r****m
发帖数: 1204 | 21 1. Yes.
2. Yes, buy Spartan 500 Index Fund FUSEX.
3. No, but if you do 2, you will get what you ask for here. |
|
r****m
发帖数: 1204 | 22 Fidelity Spartan 500 Index Fund 不错. |
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M****G
发帖数: 45 | 23 可以考虑fidelity spartan index fund. |
|
|
r****m
发帖数: 1204 | 25 I will give it a try for your reference only.
1. It depends on what are your 401K's fund choices. Most 401K funds don't
have great choices, so Target Date Retirement fund is a sub-optimal choice.
If you are not limited by fund choices, you can construct your own target
date retirement fund with lower expenses.
2. Don't understand why you said 明显比Fidelity那个高, as the Fidelity one
had 21%+ return (vs. this one 14%)? Regardless this issue, whether you do
the conversion or not depends on how high you... 阅读全帖 |
|
r****m
发帖数: 1204 | 26 年纪轻， 风险承受力强的话直接投Fidelity Spartan 500 Index Fund (FUSEX). |
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l******n
发帖数: 697 | 27 例如
Fidelity Spartan US Bond Idx Investor (FBIDX) Follow
11.65 0.00(0.00%) Jul 21
Prev Close: 11.65
YTD Return*: 3.87%
Net Assets*: 17.89B
Yield*: 2.32%
难道说一年的yield是2.32+3.87?
谢谢 |
|
a*****p
发帖数: 1285 | 28 我按照风险排序。以下是风险最低的。 这几个是你们说的money market fund么？我看
了看还是bond或者是index fund阿。这个名字有区别么？
Principal TrustSM Target Income Fund I10
Blend
Retirement Income
Risk: 4 of 10
3.95
06/30/2014
1.48
06/30/2014
-- --
Fidelity® Government Income Fund (FGOVX)
Bond
Intermediate Government
Risk: 3 of 10
2.82
06/30/2014
1.02
06/30/2014
0.88
06/30/2014
0.96
06/30/2014
Spartan® U.S. Bond Index Fund - Fidelity Advantage Class (FSITX)
Bond
Intermediate-Term Bond
Risk: 3 of 10
2.88
06/30/2014
1... 阅读全帖 |
|
a*****p
发帖数: 1285 | 29 我买的vanguard：连着亏了3%。
VTSMX 0085
Price $48.53
Change – $1.00 – 2.02%
SEC yield 1.70% B
Expense ratio 0.17%
52-week high $50.12 on 07/03/2014
反而我的fidelity：
Spartan® 500 Index Fund：没有跌，保平。
Exp Ratio (Gross)
4/29/2014
0.07%
($0.70 per $1000)
Glossary definition opens in new window.Exp Ratio (Net)
4/29/2014
0.05%
($0.50 per $1000) |
|
r****m
发帖数: 1204 | 30 VTSMX is total US stock market index fund
Spartan® 500 Index Fund is S&P 500 index fund
They are obviously different! |
|
q****4
发帖数: 226 | 31 这种real estate fund怎么样？
在没法选Fidelity Spartan® Real Estate Index Fund (FSRVX)的情况下，这个
FRESX是不是差不多？ |
|
t****e
发帖数: 129 | 32 我在看fidelity各个funds的比较。
比如这个：
American Century Investments Zero Coupon 2025 Fund Investor Class
Symbol: BTTRX
Morningstar® Snapshot*
Overal Ratings: 4; Returns: 3 starts/5;
Its Performance: Average Annual Returns: 1 Yr +6.51% 3 Yr +7.31%
5 Yr +8.47% 10 Yr +8.07%
另外一个，
Spartan® Intermediate Treasury Bond Index Fund - Fidelity Advantage
Class
Symbol: FIBAX
Morningstar® Snapshot*
Overal Ratings: 5; Returns: 5 starts/5;
Its Performance: Average Annual Returns: 1 Yr... 阅读全帖 |
|
w***n
发帖数: 1519 | 33 Yeah, expense wise they can't compete with Vanguard. Spartan funds are
acceptable.
They have a few quite good active funds though: OTC, contrafund, etc. |
|
q****a
发帖数: 7 | 34 谢谢大家， 大家别纠结我的职业了，不是学校里的。 行业比较窄容易被人肉，请见谅。
一个朋友刚刚推荐了AllianceGI NFJ dividend value admin还有
Fidelity Spartan 500 index advantage，你们觉得怎么样呢？
谢谢 |
|
r****m
发帖数: 1204 | 35 You already have pension so can afford to be a little more aggressive, I
recommend 50/50 of the following two:
Fidelity Spartan 500 index advantage
Vanguard Total International Stock Index Adm |
|
S*********1
发帖数: 105 | 36 长期投资的话，组合的（比如下面的例子）和只买Spartan® 500 Index Fund,哪个
好，多谢
20% large cap
20% small cap
20% mid-cap
20% international
20% bond |
|
h****g
发帖数: 259 | 37 这个组合的diversification比spartan 500好的多
对新手最大的问题是风险偏高
建议你查查每个fund在2008年损失了多少，考虑一下是否能接受，是否能buy and hold
前几天美股跌了不到10%就有人要撤
哪个 |
|
j******2
发帖数: 665 | 38 对的，target fund是挺贵的，不过省心。而且Spartan® 500 Index Fund在各大
财经网站评价都不错，有点不明白的是，这种index fund买了就要像stock一样天天盯
着吗？ |
|
m*********y
发帖数: 1890 | 39 Most 401(k) plans qualify for the purchase of Fidelity's Spartan 500 Index -
- Advantage Class (FUSVX) which requires a minimum investment of $100,000.
This fund has an expense ratio of only 0.07%.
要求投资金额要大些。 |
|
s*********k
发帖数: 49 | 40 比较一下两者有什么基金。F家的Spartans 物美价廉，T家的房产基金很有特色，各有
千秋。有时候他们会有institutions grade 的Vanguard 基金，也是很划算的。 |
|
w***n
发帖数: 1519 | 41 See if you can open a brokerage account in your 401k and invest in low cost
index funds/ETFs. Otherwise, the two spartan funds are okay for the equity
positions.
I'd suggest to read some books before investing though. It's hard to
understand why people would invest hard-earned money without the slightest
clue on the market. |
|
h****g
发帖数: 259 | 42 Spartan funds are decent |
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s****l
发帖数: 162 | 43 房贷既然付不清，还是尽量 focus on reduce monthly payment. stay with current
30 year or refinance to 30 year woth lower rate/ payment. 工作不稳定的情况下
，有一定的 cash on hand 还是很重要。
index fund should focus on low cost and low volatility. 看你用哪家 broker,
vanguard total market or Fidelity spartan total market should do. DIA and
qqq 相对来说 volatility 高一些。
有个 back up plan 吧， 如果实在不行可以退一步换个可以付清的房？ |
|
y****9
发帖数: 252 | 44 I will choose MSFT as well. Let's make our efforts to perfect IE (Spartan),
Bing and Azure.
.NET framework is the best. |
|
w**7
发帖数: 1265 | 45 ☆─────────────────────────────────────☆
sspanzer (sspanzer) 于 (Tue Aug 3 21:38:59 2010, 美东) 提到:
国内有个闲房
放在那里不装修也没法出租 租出去也没多少钱
我爸考虑他国内养老金以后比较少
想一次性卖了, 在美国买个condo或者小house
然后出租, 每月的租金1000多美元也够国内的花费了
即使不怎么升值, 还是比较划算的吧
我想想也是, 从道理上来说听起来是不错的主意
但是我自己没结婚也还都没有买房子(一两年也会买), 所以没什么经验
大家说说这样可操作么
如果房子放我的名下, 将来两个房子, 是不是税啊什么都会很高?
☆─────────────────────────────────────☆
fromSWS (boy) 于 (Tue Aug 3 22:20:06 2010, 美东) 提到:
可行，但是建议考虑以下事项。
1.相当多的condo不让出租。
2.condo的管理费也不低。
3.房租有可能收不到。
4.专业出租说不定还要交营业税。
5.如果能够支付... 阅读全帖 |
|
w******4
发帖数: 488 | 46 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: wangwe14 (Spartans), 信区: SanFrancisco
标 题: 请问这是什么植物？
发信站: BBS 未名空间站 (Sun Feb 16 15:40:42 2014, 美东)
院子里悄悄出现了这种植物，请问这是什么？是入侵性物种吗？ 需要除掉吗？谢谢！ |
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M****e
发帖数: 3715 | 47 免费拿 48 hours gold trial code, 成就一个人10分钟就可以拿到(co-op估计更快)
多amex账户不用买gold 很快就可以每个卡拿到$50 back $100 bb 了
(it took me about 1 hour to finish 5 cards..)
大家发包子吧
steps:
0. sync one of your amex card with one xbox live US account
1. set xbox locale as Japan (xbox dashboard-> setting -> console setting)
2. create new account. use @hotmail.jp as account email
3. go to games and search for mhf. download and run it
4. in the satrtup page, you will be required to enter the security code:
here is the translatio... 阅读全帖 |
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c********l
发帖数: 8138 | 48 一份Halo 4需要花$63 含税
偶只有3张Amex......，再减去code的成本，一共只有$80的利润
这还是假定那spartan ops 能玩得通的前提 |
|
z***0
发帖数: 4609 | 49 讲讲我的情况：
AMEX 主卡/副卡/ + FIA AMEX + CITI AA 一共17张卡
63 含税买了游戏
用了楼主的攻略建立日本帐号，搞定了48HOURS LIVE CODE。每个花时间大概10-15 分
钟。 （ 现在EBAY有卖的，1-2刀不等。我弄CODE的时候EBAY上面没有卖，觉得直接
EBAY更合算）
进游戏，选SPARTAN-OPS，选第一个沙漠场景。 刚打的时候不是很熟悉，大概花了20分
钟，熟悉以后大概10-12分钟就可以完成）
成本： $63 不考虑时间成本 （反正本来也是娱乐时间搞得）
收入：
方案1 ： 不COMBINE AMEX 20 OFF 200, 买BB GC OR AMZ GC （RATE ABOUT 0.96 )
$10 STATEMENT + $100 * 0.96 + $50 - $100 = $56
$56 * 17 = $952
方案2 ： COMBINE AMEX 20 OFF 200, 买BB GC OR AMZ GC （RATE ABOUT 0.96 )
$10 STATEMENT + $200 * 0.96 + $50 + ... 阅读全帖 |
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e******e
发帖数: 2530 | 50 从来没有打过RPG游戏的飘过，折腾了1个多小时。
进去游戏以后要选infinity->Spartan Ops->设置难度easy
打个时候要开那个坦克，很厉害。 |
|
