U**I 发帖数: 12 | 1 A financial guy (selling annuity and UL(not VUL)) recommend something called
index UL.
It shows 5% fix gain and/or float with SP-500 (but keep principle).
He claimed it is avoid VUL's limitation, but has many benefit.
Any one has good idea about its pro and con?
Thanks,
UTSI |
S**C 发帖数: 2964 | 2 I bet the 5% fix gain can be adjusted by the issuers. I remember several
months ago there was a WSJ article talking about such investment vehicle.
For retail investors, there is really no need for such complicated
instruments, they are good for the issuers, not for you.
called
【在 U**I 的大作中提到】 : A financial guy (selling annuity and UL(not VUL)) recommend something called : index UL. : It shows 5% fix gain and/or float with SP-500 (but keep principle). : He claimed it is avoid VUL's limitation, but has many benefit. : Any one has good idea about its pro and con? : Thanks, : UTSI
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U**I 发帖数: 12 | 3 Similar product is guarentee 10% or8% /year and never have negative return .
..
What is the key to find the lie/trick?
【在 S**C 的大作中提到】 : I bet the 5% fix gain can be adjusted by the issuers. I remember several : months ago there was a WSJ article talking about such investment vehicle. : For retail investors, there is really no need for such complicated : instruments, they are good for the issuers, not for you. : : called
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g*****g 发帖数: 34805 | 4 Too good to be true means too good to be true.
Remember the guy who was once the head of Nasdaq? His private fund
promised 10% yearly return and it ran for 20-30 years without a problem.
.
【在 U**I 的大作中提到】 : Similar product is guarentee 10% or8% /year and never have negative return . : .. : What is the key to find the lie/trick?
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a**e 发帖数: 5794 | 5 这说明投资者不能过度贪婪,你十年头上就撤资不就安全了?
【在 g*****g 的大作中提到】 : Too good to be true means too good to be true. : Remember the guy who was once the head of Nasdaq? His private fund : promised 10% yearly return and it ran for 20-30 years without a problem. : : .
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g*****g 发帖数: 34805 | 6 买低卖高都那么容易,股市里谁亏钱呀。
【在 a**e 的大作中提到】 : 这说明投资者不能过度贪婪,你十年头上就撤资不就安全了?
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