i***f
发帖数: 331 | 1 卖的房子杯具了。本来要了一个market value，但是这两天我们这个community出来一
个和我们的房
子一模一样的，叫价比我们的低差不多5万。agent说我们可以等那个房子卖出去之后降
价卖我们的。这
样的话我们就要至少take 3万的lose。
还有一个方法就是出租。等明年或者以后房市好点以后再卖。
应该怎么办？想听听大家的建议。 |
h******h
发帖数: 655 | |
c*****1
发帖数: 1826 | 3 depends on if you would like to deal with tenants and if you mortgage can
cover all your expenses. |
h****a
发帖数: 637 | |
s********d
发帖数: 2216 | 5 如果房租能 cover property tax + 贷款利息部分 + HOA 等费用 + 房子维护 等费用
，可以租出去。 |
h******h
发帖数: 655 | 6 hand hand。
negative cash flow但是租金确实能cover这些花费的飘过！
【在 s********d 的大作中提到】
: 如果房租能 cover property tax + 贷款利息部分 + HOA 等费用 + 房子维护 等费用
: ，可以租出去。
|
i***f
发帖数: 331 | 7 yes.
【在 h******h 的大作中提到】
: 租！你是已经换大房了吗。
|
h******h
发帖数: 655 | 8 我们就是租出去了，能撑几年撑几年吧，现在卖太亏了。
【在 i***f 的大作中提到】
: yes.
|
i***f
发帖数: 331 | 9 如果能够按照我设想的价格租出去（在craigslist上查了一下，比附近的低了100左右
），可以
cover大部分，但是可能每月有1、200的negative flow。
【在 s********d 的大作中提到】
: 如果房租能 cover property tax + 贷款利息部分 + HOA 等费用 + 房子维护 等费用
: ，可以租出去。
|
h******h
发帖数: 655 | 10 你算了principal了吗？你付的principal是自己的钱呀。不过如果你的租金比利息+其
他花费还少，那还真得考虑考虑。
【在 i***f 的大作中提到】
: 如果能够按照我设想的价格租出去（在craigslist上查了一下，比附近的低了100左右
: ），可以
: cover大部分，但是可能每月有1、200的negative flow。
|
|
|
i***f
发帖数: 331 | 11 我算的是整个mortgage+property tax+insurance+HOA。全部下来比租金多几百。
【在 h******h 的大作中提到】
: 你算了principal了吗？你付的principal是自己的钱呀。不过如果你的租金比利息+其
: 他花费还少，那还真得考虑考虑。
|
n*******9
发帖数: 3244 | 12 Where are you located?
【在 i***f 的大作中提到】
: yes.
|
i***f
发帖数: 331 | 13 bay area。
【在 n*******9 的大作中提到】
: Where are you located?
|
h******h
发帖数: 655 | 14 那没有什么问题，主要就是要有negative cash flow，不过你在pay down你的
principal。
【在 i***f 的大作中提到】
: 我算的是整个mortgage+property tax+insurance+HOA。全部下来比租金多几百。
|
n*******9
发帖数: 3244 | 15 sounds like you are going to take a loss if you sell it now. right?
【在 i***f 的大作中提到】
: bay area。
|
i***f
发帖数: 331 | 16
Depends on the price - if sold at my listing price, I will loss a few
thousands (the interest we paid for the years are gone of course).
If reduce price, we lost at least 30k. And that is under the assumption
that we can still sell it after the reduction.
【在 n*******9 的大作中提到】
: sounds like you are going to take a loss if you sell it now. right?
|
n*******9
发帖数: 3244 | 17 what is your view for your local housing market in the next couple of years?
further down and stay low or moving up slowly?
【在 i***f 的大作中提到】
:
: Depends on the price - if sold at my listing price, I will loss a few
: thousands (the interest we paid for the years are gone of course).
: If reduce price, we lost at least 30k. And that is under the assumption
: that we can still sell it after the reduction.
|
i***f
发帖数: 331 | 18
years?
I don't think I can predict it. My house's price on zillow increase every
week. But I can't sell it.
【在 n*******9 的大作中提到】
: what is your view for your local housing market in the next couple of years?
: further down and stay low or moving up slowly?
|
n*******9
发帖数: 3244 | 19 That's different. if you believe that the local market will getting better,
hold to it and rent it out will be the best. otherwise, sell it. since you
are in bay area (west bay I assuming), the market isn't that bad and the
price will move up.
【在 i***f 的大作中提到】
:
: years?
: I don't think I can predict it. My house's price on zillow increase every
: week. But I can't sell it.
|
i***f
发帖数: 331 | 20 My area is not one of the famous districts in Bay Area :-(
better,
you
【在 n*******9 的大作中提到】
: That's different. if you believe that the local market will getting better,
: hold to it and rent it out will be the best. otherwise, sell it. since you
: are in bay area (west bay I assuming), the market isn't that bad and the
: price will move up.
|
