z*****r 发帖数: 113 | 1 从roundpoint拿到的。他要我贷 FHA loan才能拿到很多rebate,这样才能cover all
fees to get $0 closing cost.有什么tricky的地方吗?
Per our conversation the following is being quoted:
Value: $360,000
Mortgage: $210,000
Rate: 3.25% P.I. $ 1,475.60 (conventional)
Term: 15 year fixed
Lender fees: “0.00”
Appraisal fee: $400.00
Title fees: $1,641.00
Your cost: $2,041.00
OR
Rate: 3.25% P.I. $1,475.60 (FHA)
Term: 15 year fixed
Lender fees: - ($4,200) lender credit
Appraisal fee: $445.00
Title fees: $1,641.00
MIP: $2,100.00
Your cost: “0.00”
谢谢大家 | k******o 发帖数: 3328 | 2 大部分FHA需要每年交points 。你是否问清楚了。
【在 z*****r 的大作中提到】 : 从roundpoint拿到的。他要我贷 FHA loan才能拿到很多rebate,这样才能cover all : fees to get $0 closing cost.有什么tricky的地方吗? : Per our conversation the following is being quoted: : Value: $360,000 : Mortgage: $210,000 : Rate: 3.25% P.I. $ 1,475.60 (conventional) : Term: 15 year fixed : Lender fees: “0.00” : Appraisal fee: $400.00 : Title fees: $1,641.00
| p******y 发帖数: 3523 | 3 FHA loan 我不熟,但是对于这样的loan amount,LZ的title费用不低。也许州跟州有
不同吧。 | z*****r 发帖数: 113 | 4 agent 根本没说这个每年买point的事啊,看来像是骗子 | b*d 发帖数: 9308 | 5 就是因为你的Loan Amount比较低,所以会有Cost在里面。
【在 z*****r 的大作中提到】 : 从roundpoint拿到的。他要我贷 FHA loan才能拿到很多rebate,这样才能cover all : fees to get $0 closing cost.有什么tricky的地方吗? : Per our conversation the following is being quoted: : Value: $360,000 : Mortgage: $210,000 : Rate: 3.25% P.I. $ 1,475.60 (conventional) : Term: 15 year fixed : Lender fees: “0.00” : Appraisal fee: $400.00 : Title fees: $1,641.00
| b********4 发帖数: 442 | 6 虽然loan amount有点低,但是在加州还是可以做conventional loan, 3.25%, no
closing cost, no point
多问几家吧, 感觉没必要做FHA。
【在 z*****r 的大作中提到】 : 从roundpoint拿到的。他要我贷 FHA loan才能拿到很多rebate,这样才能cover all : fees to get $0 closing cost.有什么tricky的地方吗? : Per our conversation the following is being quoted: : Value: $360,000 : Mortgage: $210,000 : Rate: 3.25% P.I. $ 1,475.60 (conventional) : Term: 15 year fixed : Lender fees: “0.00” : Appraisal fee: $400.00 : Title fees: $1,641.00
| k******o 发帖数: 3328 | 7 If you could pay 20% down, get conventional loan.You will get the same rate.
【在 z*****r 的大作中提到】 : 从roundpoint拿到的。他要我贷 FHA loan才能拿到很多rebate,这样才能cover all : fees to get $0 closing cost.有什么tricky的地方吗? : Per our conversation the following is being quoted: : Value: $360,000 : Mortgage: $210,000 : Rate: 3.25% P.I. $ 1,475.60 (conventional) : Term: 15 year fixed : Lender fees: “0.00” : Appraisal fee: $400.00 : Title fees: $1,641.00
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