b****o
发帖数: 387 | 1 After changing the job, there is an option to roll over the 401K, and I am
wondering if I can borrow money from this 401K, for housing. If can, what
need to be careful on borrowing the money? Can anyone help? Thanks! |
v***s
发帖数: 4031 | 2 借的钱，不还，要付税的。
am
what
【在 b****o 的大作中提到】
: After changing the job, there is an option to roll over the 401K, and I am
: wondering if I can borrow money from this 401K, for housing. If can, what
: need to be careful on borrowing the money? Can anyone help? Thanks!
|
e********c
发帖数: 66 | 3 Role over your 401K to IRA. You can use up to 10K to buy your first home
from IRA without penalty. The only thing is that the 10K is subject to
personal income tax but all 401K/IRA distributions are. You report it on
next year's 1040.
401K loan need to be returned otherwise penalty and income tax will incur if
not paid back within 6 months(correction?). |
c****o
发帖数: 32446 | |
b******o
发帖数: 5644 | |
m**5
发帖数: 729 | 6 刚借的，先把所有的account roll over 到一起，可以贷invested的50％，最多不超过
5万。4.25％apr,125手续费 |
c***p
发帖数: 27645 | 7 Read your 401(k) plan document or adoption agreement first. Not every plan
allows participant loans. |
