F******l
发帖数: 2379 | 1 大农村23万的房子，20% down pay
A. Origination Charges: $750
B. Appraisal Fee: $450; Credit Report: $50
C. Lender's title insurance & Settlement Fee: Cap at $1200
D. Recording Fee & Tax: $775
E. Buyer attorney Fee: $350
Buyer pay: A+B+C+D+E = $3575
F. Owner's title policy: $1150
Seller pay: F = $1150
手续费这么贵？ 我需要付 $3575。
帮忙看看除了lender返rebate，还有什么可以argue的？谢谢！ |
o****d
发帖数: 1346 | |
l******n
发帖数: 220 | 3 我们这里是：
Origination charges: $0
Title insurance (lender+owner): >$4200
Recording Fee: <$350
Attorney Fee: 如果是Notary Fee的话，$55
这还没算transfer tax，buyer就要付大约$7000，是你的两倍。
Owner的title insurance也要buyer付的吧？
【在 F******l 的大作中提到】
: 大农村23万的房子，20% down pay
: A. Origination Charges: $750
: B. Appraisal Fee: $450; Credit Report: $50
: C. Lender's title insurance & Settlement Fee: Cap at $1200
: D. Recording Fee & Tax: $775
: E. Buyer attorney Fee: $350
: Buyer pay: A+B+C+D+E = $3575
: F. Owner's title policy: $1150
: Seller pay: F = $1150
: 手续费这么贵？ 我需要付 $3575。
|
c*****4
发帖数: 900 | 4 主要还要看看利率是多少
【在 F******l 的大作中提到】
: 大农村23万的房子，20% down pay
: A. Origination Charges: $750
: B. Appraisal Fee: $450; Credit Report: $50
: C. Lender's title insurance & Settlement Fee: Cap at $1200
: D. Recording Fee & Tax: $775
: E. Buyer attorney Fee: $350
: Buyer pay: A+B+C+D+E = $3575
: F. Owner's title policy: $1150
: Seller pay: F = $1150
: 手续费这么贵？ 我需要付 $3575。
|
L**i
发帖数: 22365 | 5 没看出特别贵
0 closing cost就是把这部分打进贷款要你分期付 |
