r******9
发帖数: 12 | 1 请问税前8万住每月1700的公寓紧张吗？总是听说温哥华税高消费高，不知道扣了税和
房租之后是不是就所剩无几了。 |
r*******u
发帖数: 8732 | 2 不緊張.
【在 r******9 的大作中提到】
: 请问税前8万住每月1700的公寓紧张吗？总是听说温哥华税高消费高，不知道扣了税和
: 房租之后是不是就所剩无几了。
|
S***p
发帖数: 19902 | 3 1700相当于贷款40w的月供了，是不是可以考虑买房了呢？ |
r*******u
发帖数: 8732 | 4 For sure, if he/she has downpayment .
【在 S***p 的大作中提到】
: 1700相当于贷款40w的月供了，是不是可以考虑买房了呢？
|
S***p
发帖数: 19902 | 5 what is downpayment??
【在 r*******u 的大作中提到】
: For sure, if he/she has downpayment .
|
r*******u
发帖数: 8732 | 6 https://www.cibc.com/ca/mortgages/buying-first-home/need-for-downpayment.
html
How Much Do You Need For a Down payment?
While it is possible to buy a home with as little as 5% down, the amount of
your down payment will determine whether you'll have a conventional mortgage
or an insured, high-ratio mortgage.
What's the difference?
Conventional mortgage: means your down payment is at least 20% of the
purchase price.
High-ratio mortgage: means your down payment is less than 20% of the
purchase price.
High ratio mortgages must be insured by a third party such as the Canada
Mortgage and Housing Corporation (CMHC), Genworth Financial Canada or Canada
Guaranty and require you to pay an insurance premium.
The insurance premium:
Will depend on the amount you are borrowing and the percentage of your down
payment (Usually, mortgage default insurance premiums range between 0.5% and
2.75% of your total mortgage amount)
Can be added to the principal balance and paid off as part of your mortgage,
or paid off in a lump sum at the time of purchase (may be subject to
provincial sales tax which cannot be added to mortgage amount)
【在 S***p 的大作中提到】
: what is downpayment??
|
m***o
发帖数: 17656 | 7 宋平是大款，一次付清
what is downpayment??
【在 S***p 的大作中提到】
: what is downpayment??
|
r*******u
发帖数: 8732 | 8 He can buy 2 :)
【在 m***o 的大作中提到】
: 宋平是大款，一次付清
:
: what is downpayment??
|
