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全部话题 - 话题: inquiries
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D******6
发帖数: 841
1
本人Eb-1A的140秒过,但485被security check了,至今pending了17个月!!!TSC的
。1月20
日得到上次SR的回复,说我的案子到了adjudication offer手里,60天内会有实际行动
。但是,现在60天已过,还是毫无进展,我刚想再做一次SR,但律师刚刚给我发信说,
她看到60天没动静已经又给我做了一个follow up inquiry,并解释说那不是SR,说“
NCSC follow up is the next level in the inquiry process. ”,21天内会得到一
个回复,建议在那之前不要再做SR,否则或许会有副作用反而使案子变慢。
结果律师的NCSC follow up很快(5天)就得到了回复:“Based on your inquiry, we
have reviewed the status of your case and found that it remains under
active examination. This office acknowledges the completion of y... 阅读全帖
t******3
发帖数: 805
2
A new hard credit inquiry from FIRST ADVANT has been added to your credit
report
quote from credit karma
但是我完全没有申请啊。。。是不是被盗用了?
我赶紧申请了annual report from equifax and experian, 都没说我有这个inquiry...
1. 是credit karma错了,还是transunion那里有?可是我已经今年已经不能在申请
transunion的report了,怎么查?===answered
2. 这些equifax, experian, transunion的report都是更新非常及时的吗? 比如我就是
今天收到credit karma alert的,但是inquiry是发生在昨天的,如果要有inquiry,这
三大机构也是今天就能反映出来对吗?===answered
3.如果真的被fraud了,应该怎么办啊。。。。我已经申请了fraud alert了,就算有这
个inquiry是不是它也干不成啥事了? 另外这个Inquiry... 阅读全帖
j*0
发帖数: 498
3
在这个论坛潜水一段时间,想就hard inquiry的问题向大家请教。
1. 到底多少个inquiry对一般人来说是适度,超过多少算多?
2. 一般hard inquiry有两年的有效期,请问第一年的和两年前的hard inquiry在申卡
时有无区别?
3. 请问大牛们是如何管控自己的hard inquiry数量的.
4. 如果一家信用局被pull了太多次, 是否可以将它锁定,从而让信用卡公司就可以
pull其他两家。
谢谢!欢迎大家讨论!
z**********e
发帖数: 22064
4
http://www.nytimes.com/2014/12/23/world/asia/china-opens-inquir
By ANDREW JACOBS, CHRIS BUCKLEY and MICHAEL FORSYTHEDEC. 22, 2014 Inside
Ling Jihua, front left, at a conference in 2013. Xinhua, the state-run news
agency announced Monday night that he was being investigated for “suspected
serious discipline violations.”
BEIJING — The Communist Party has begun an investigation of a top aide to
former President Hu Jintao, demonstrating the lengths to which President Xi
Jinping is willing to go in h... 阅读全帖
O******3
发帖数: 988
5
看一下这个,是soft pull 还是 hard pull?
New Inquiries
The following inquiries are "hard" or voluntary inquiries and were generated
because you authorized the companies listed to request a copy of your
credit report.
Date of Inquiry: 08/26/2011
Business Name: LANDSAFECREDIT
s***n
发帖数: 9499
6
以前的Citi是如果同时申请两张personal card,inquiries会合并,如果是一张
personal一张business,则inquiries不合并,这个叫two browser trick,那么请问其
它银行是什么情况?
同时申请US Bank两张卡,比如一个personal Carlson,一个business Carlson,会合
并成一个inquiry么?
同样的同时申请Chase两张卡,比如一个personal priority club,一个business
inkplus,两个inquiries 会合并么? 如果不申请business而是申请两张personal,情
况会不同么?
多谢!
j*****8
发帖数: 3635
7
刚拿到transunion提供的免费信用报告,发现有3种inquiry
Regular Inquiries
Promotional inquiries
Account Review Inquiries
是不是只有第一种是hard? 发现第3类里还有creditcards.com和karma
s*********g
发帖数: 2350
8
觉得自己的hard inquiry 有点多。 记得有段时期班上这类帖子挺多的, 现在死活搜
不到了。
现在还能通过soft inquiry 来消除hard inquiry 吗?如果可以的话, 是通过什么
service 消除那个信用局的呢?EQ 是不是不可以?
谢了
p**8
发帖数: 3883
9
来自主题: Stock版 - SEC Makes S&P Downgrade Inquiries
SEC Makes S&P Downgrade Inquiries
Financial Times | 12 Aug 2011 | 04:09 AM ET
The Securities and Exchange Commission has asked credit rating agency
Standard & Poor’s to disclose who within its ranks knew of its decision to
downgrade US debt before it was announced last week, as part of a
preliminary look into potential insider trading, people familiar with the
matter say.
The inquiry was made by the SEC’s examination staff, which has oversight of
credit rating firms, one person familiar with the... 阅读全帖
r*****i
发帖数: 61
10
来自主题: Immigration版 - 请帮忙看一下这个case inquiry结果
前一阵子趁着NSC processing time抽风提交了inquiry。最开始说的是在3/11之前答复
。今天一看,终于被处理了。
03/29/2017
On March 29, 2017, your inquiry about why your case is taking longer
than our processing time, referral number SR10481707354NSC, was completed.
03/29/2017
On March 29, 2017, we sent a response to your inquiry about why your
case is taking longer than our processing time, referral number
SR10481707354NSC.
03/29/2017
On March 29, 2017, your inquiry about why your case is taking longer
than our pr... 阅读全帖
a******y
发帖数: 159
11
来自主题: EB23版 - EB2 I-140 Approved after Inquiry
又仔细读了inquiry的说明,说是六个月以上没答复的才可以inquiry.难怪很多人收到
自动回复说在posted processing time里面。看来二月份的140应该很快了,要不就九
月初全部上inquiry.官方说明如下
“Outside Normal Processing Time
Received a notice from us about your case,
Responded to a request for evidence, OR
Received an online update to your case status.
If your application type is not listed in the processing time table on our
website, our goal is to make a decision on your application within 6 months
of filing. Please wait six months before submitting an inquiry”
h*******y
发帖数: 96
12
前些天做的SR for 485 interfiling, 这个inquiry complete是说interfile成功了么
,怎么确认是不是transfer完成了呢
Case History
12/17/2014
On December 17, 2014, your general inquiry, referral number ***, was
completed.
12/17/2014
On December 17, 2014, we sent a response to your general inquiry, referral
number ***.
12/04/2014
On December 4, 2014, your inquiry about why your case is taking longer than
our processing time, referral number ***, was assigned to an officer for
response.
j*x
发帖数: 302
13
inquiry一下总比没有inquiry好,网上可以发inquiry吗,还是必须跑邮局一趟。
USPS还需要layoff更多的人。
m****2
发帖数: 780
14
来自主题: Money版 - LATE PAY后会被HARD INQUIRY吗?
HARD INQUIRY都是主动发起的.任何人/机构,未得到你的允许之前,不能进行HARD
INQUIRY,就像是你每次申请信用卡之前,小字都会说明这个会记录在你的报告里.
因此,你那个INQUIRY,不是因为LATE.
信用报告的资料都是实时的.你如果现在知道有HARD,马上去ORDER,马上就能看见,不需
要等任何时间.
再补充一下,银行平时如果对你进行REVIEW什么的,他们可以自动发起SOFT,不影响你的
信用.你的LATE PAYMENT,如果银行要重估你的情况,也只会SOFT你.
b*******r
发帖数: 138
15
来自主题: Money版 - 怎么消除错误hard Inquiry
有一个Apartment莫名其妙的给了我一个hard inquiry。查了一下信用报告,发现这个Apartment可能想看某个住客的信用记录,结果却用了我的。应该不是我的Identity被盗用去租房吧。如何能够消除这样的hard inquiry?信用局网页上不接受对inquiry的dispute.
y***g
发帖数: 1375
16
Experian上多了个macy的hard inquiry,两天前的,但是从来没有申请过macy的任何东
西。请问一下这种情况除了dispute这个inquiry外,还需要做什么吗?查了另外两个信
用局的,没有这个inquiry。谢谢!
M*****e
发帖数: 4550
17
我的信用记录上有个att的inquiry,这是当初我要办iphone,但是当天办了一半,我改
变主意了,跟店小二说我不办了,根本没签约也没交任何钱(没退款因为根本没交钱)
,结果就给我inquiry了,我在equifax dispute了一下,大家希望大不
----
刚跟att打电话问了下,其实不是因为iphone,是我搞错了,而是当初我在family plan
,后来我从family plan独立出来,结果居然给我run credit check,真是ridiculous
。我从2007年就在individual plan,09年跟我buddy组了个family plan,今年找到外
州工作,从family plan独立出来,结果居然要run inquiry,妈的我连新手机都没跟他
们要!这些人啊。请问大家我能dispute吗?
s**********g
发帖数: 14942
18
来自主题: Money版 - new trade line vs. new inquiry
if u apply for a credit card
u get a new inquiry
if u get approved
then in addition u get a new trade line
these are two different factors impacting score in a credit report
new inquiry impacts total number of hard inquiries
new trade line impacts total number of accounts, and total balance/credit
ratio, and average credit history
g*******d
发帖数: 334
19
来自主题: Money版 - 请教credit inquiry 数目
想申请CSR,但是超过5/24限制又没有pre approval,所以一直在等。今天查credit
karma,发现TransUnion提供的credit report上credit inquiry只有1个(今年3月),
Equifax credit report上完全没有credit inquiry. 我去年一年申请的6张卡account
上有显示但是credit inquiry上没有,奇怪了。这是不是说我符合5/24条件可以申卡了
?求大神解答。
f****a
发帖数: 454
20
来自主题: Immigration版 - 请教:TSC I485 inquiry email回复
TSC I-485 pending 4个月了,今天给t**************[email protected]发了email inquire
I-485 case status。之前没有打过任何电话。过了几分钟就收到自动回复邮件,内容
如下:“Thank you for contacting the Texas Service Center (TSC) National
Customer Service Center (NCSC) Follow Up e-mail account. The purpose of
this account is to assist petitioners, applicants or their authorized
representatives who have contacted the NCSC number (1-800-375-5283) with an
inquiry and have not received a response within 15 days. This auto reply
message will serve as a r... 阅读全帖
w*****2
发帖数: 3093
21
来自主题: Immigration版 - Congressional Inquiry Response
TSC, 5/1 RD
Thank you for your inquiry on behalf of your constituent regarding form I-
485, Application to Adjust Status.
U.S. Citizenship and Immigration Services (USCIS) records confirm the case
is pending at this time. USCIS is committed to adjudicating immigration
benefits in a timely and efficient manner while also ensuring public safety,
national security and compliance with all relevant directives. While the
processing steps for most applications or petitions are completed quickly, a
smal... 阅读全帖
s*******d
发帖数: 229
22
case pending 快10个月,这边的议员动作比较慢,我找了多找了个议员,两个议员前
后隔了1个多星期,问到了同样的结果,在第二个议员回复中,有这样一句 “Please
inform your constituent that sending multiple inquiries through multiple
congressional offices will not ensure a more expedient or favorable result
and could possibly result in slowing the process of the case.
”, 这是威胁让不要再找他们问了吗?有人遇到这样的问题没?先谢谢了
USCIS records indicate that Mr. A’s and Ms. B’s Form I-485 cases are
pending assignment to an officer at the NSC. Employment Based (EB) Form I-
485 cases are worked fi... 阅读全帖
s*******d
发帖数: 229
23
case pending 快10个月,这边的议员动作比较慢,我找了多找了个议员,两个议员前
后隔了1个多星期,问到了同样的结果,在第二个议员回复中,有这样一句 “Please
inform your constituent that sending multiple inquiries through multiple
congressional offices will not ensure a more expedient or favorable result
and could possibly result in slowing the process of the case.
”, 这是威胁让不要再找他们问了吗?有人遇到这样的问题没?先谢谢了
USCIS records indicate that Mr. A’s and Ms. B’s Form I-485 cases are
pending assignment to an officer at the NSC. Employment Based (EB) Form I-
485 cases are worked fi... 阅读全帖
s********s
发帖数: 77
24
请问版上说的SR (Service Request), 我在My USCIS网站上https://egov.uscis.gov/
e-Request/Intro.do),看到一个选项叫"Submit a case inquiry", 点击之后显示如下
两大选项,是不是应该选择Case Inquiry --> Case outside normal processing time?
1. Case Inquiry
a. Case outside normal processing time
b. Did not receive notice by mail
c. Did not receive card by mail
d. Did not receive document by mail
2. Service Request
a. Appointment Accommodations
b. Typographic Error
因为第二个选项直接叫Service Request,这个让我很confused,我感觉催绿明显不应
该选择“Service Request”这个选项,还是我的理... 阅读全帖
u***r
发帖数: 4825
25
http://www.nytimes.com/2011/02/13/world/asia/13china.html?_r=1&
China’s Railway Minister Loses Post in Corruption Inquiry
By EDWARD WONG
Published: February 12, 2011
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BEIJING — The railway minister of China, Liu Zhijun, has been removed from
the top post in the ministry bec... 阅读全帖
w**z
发帖数: 8232
26
good news or bad news?
Federal Inquiry Into Indian Firm Puts a Focus on Widespread Visa Abuses
By JULIA PRESTON
Published: October 30, 2013
A federal investigation into visa use by Infosys, the Indian technology
outsourcing giant, has brought to light widespread abuses in the industry
and prompted investigations into other foreign outsourcing firms, federal
officials said Wednesday.
Related
Deal Reached in Inquiry Into Visa Fraud at Tech Giant (October 30, 2013)
In the largest settlement ever in... 阅读全帖
H****g
发帖数: 236
27
来自主题: Living版 - loan inquiry
大家好,
现在在准备loan,想在不同的银行去看看他们能给的最好的offer.可是这样的话好像每
一家都会run credit report,有loan inquiry. 这样的话是不是对我的credit 有影响
啊?其实我自己是打算用一家网上的银行,因为它的rate什么的会比较好些。但是我也
在local的银行那里主要了解了解这里面的东西,各种option什么的,如果和人当面说
的话总会更加清楚些。但是这样的话每个银行好像都要做一个loan inquiry。这样的话
有什么不好的后果吗?
谢谢!
t******u
发帖数: 449
28
Because that's the only kind of inquiries they do.
Soft inquiries only give a rough credit score, but most rental and untility
companies are more interested in your full payment history than a score.
This is very common. Live with it and move on.
b****n
发帖数: 2780
29
来自主题: Money版 - 3次credit inquiry才扣5分?
用freescore的Credit Score Simulator算的,1~2次的inquiry分数都没有变化,3次
inquiry才扣5分。另外,如果我新开一个4k limit的cc,能加4分。还有其他的项目,
比如关卡之类。
这么看来,hard pull对分数也没有太大的影响?之前我碰到一些小offer都不敢申请,
怕hard pull 拉分。如果3次hard pull只扣5分的话,3*100~200的小offer是不是还是
很值?
请大牛指点一下,是这个Credit Score Simulator不准,还是我之前过高的估计了hard
pull的负面影响?
q***i
发帖数: 1856
30
来自主题: Money版 - 问个hard inquiry的问题
今天第一次查自己的credit score,
其中有一条negative的是too many hard inquiries,上面给我显示的是5
可是我在过去的一年里就申请了一张credit card啊
不过1年半之前吧,乱七八糟申的retailer store的信用卡不少
这个hard inquiry记录是保存两年吗?多谢解惑~~
b***a
发帖数: 6422
31
来自主题: Money版 - LATE PAY后会被HARD INQUIRY吗?
我LATE了3天。
今天去查了一下Credit Karma,刚登录,通知我有2个HARD INQUIRY。
7月一个,8月一个。
7月的是因为我申请了一张CC,应该没问题。
8月的我就不知道了,难道是LATE了3天被HARD了一下,这帮人至于吗?急吼吼的,怕我
不还钱吗?
但是Karma里不能查到具体的INQUIRY。
我如果查信用报告的话,估计要多长时间以后才能查到这个月的情况?3个月吗?
b***a
发帖数: 6422
32
来自主题: Money版 - LATE PAY后会被HARD INQUIRY吗?
这真是怪事?我最近干啥了?
就上个月申请了一个FREEDOM卡,难道被HARD了2次?
karma里hard inquiry那项是1次,但是下面的TRACK YOUR HARD INQUIRIES是显示的7,
8两个月各一次(估计前面是还没有更新)。而我登录的时候也确实看到是说我最近有2
次HARD,应该不是眼花。
m****2
发帖数: 780
33
来自主题: Money版 - credit report上的inquiry
CITI的那个不太好判断,因为它们家把SOFT和HARD都放在一起统称为INQURIES.
如果它们是发EMAIL告诉你有INQUIRY的话,那是HARD的机会很大.
我建议你到 ANNUALCREDITREPORT.COM ,拿一份CITI说你有INQUIRY的那个信用局,免费
要一份你今年的REPORT.
这种REPORT就能看出那个是SOFT还是HARD了.
另外问一下,你最近有没有要求银行提高CREDIT LIMIT?那个很可能也会造成HARD.
z*******i
发帖数: 2904
34
申了marriott卡,杯具了,打电话过去要求reconsider,完了第二题citi monitor有有
新的alert,进去一看是transunion多了一个hard inquiry,发起人是chase,我想了一
下应该是要求reconsider,结果chase又查了一次信用报告。(最初的申请pull的是
equifax的)
想问问这种情况能联系transunion dispute这个hard inquiry吗?我记得当时客服并没
有说要再pull一家信用局。
c**********0
发帖数: 288
35
来自主题: Money版 - 12 hard inquiries
some bank like US bank and FMBO are very inquiry sensitive, Amex is not,
most bank don't care if inquiry over six month.
R*******9
发帖数: 996
36
来自主题: Money版 - Hard inquiry 影响信用分
前不久申请了一张BOA的信用卡,是根据他们发给我的promotion信去申请的,后来发现
我信用分因此减少了3分,怎么这种情况也会hard inquiry?
经常收到信用卡公司发来的promotion邮件,以为申请这些应该不会有hard inquiry的
R*******9
发帖数: 996
37
来自主题: Money版 - Hard inquiry 影响信用分
前不久申请了一张BOA的信用卡,是根据他们发给我的promotion信去申请的,后来发现
我信用分因此减少了3分,怎么这种情况也会hard inquiry?
经常收到信用卡公司发来的promotion邮件,以为申请这些应该不会有hard inquiry的
b**********g
发帖数: 55
38
来自主题: Money版 - Hard inquiry 影响信用分
Hard inquiries on your credit score drop your score about 3 points each.
Here is more:
http://www.welltraveledmile.com/hard-inquiries-and-how-they-eff
R******O
发帖数: 143
39
Hard inquiry会降50分?这结论从何而来?我觉得平均5分还差不多。降那么多分,很
多是因为平均信用历史降太多。
Hard pull在report上是2年,但不意味着对score的影响也是2年。有一种说法是,对
credit score的影响只有1年。

inquiry
b**********7
发帖数: 569
40
来自主题: Money版 - new trade line vs. new inquiry
in what situation will get the new trade line instead of new inquiry?
I applied for one card and got following:
View 08/17/2013 TransUnion New Trade Line 10/16/2014
View 08/11/2013 Equifax New Trade Line 10/10/2014
View 08/10/2013 Experian New Trade Line 10/10/2014
View 08/09/2013 TransUnion New Inquiry 10/08/2014
l*****e
发帖数: 4883
41
来自主题: Money版 - new trade line vs. new inquiry
你申卡成不成都有new inquiry
有卡了就有new trade line

inquiry?
p******t
发帖数: 228
42
上周申请DISCOVER IT 被系统妙拒,今天收到DISCOVER的信,说明妙拒的原因是
EXCESSIVE NUMBER OF CREDIT BUREAU INQUIRIES
今年就申请了这次150 CASH back的DISCOVER IT,怎么会EXCESSIVE NUMBER OF CREDIT
BUREAU INQUIRIES?
是不是平时经常收到Capital One和US BANK的pre-approved的offer,和这个有关?
g*******w
发帖数: 679
43
根据FCRA法令,被拒后可以在60天内免费要一份信用报告。必须得是discover查的那家
。现在可以在网站上直接索要,看一下里面的inquiry具体都有哪些就清楚了。
如果就只有去年的那两个hard inquiry,要是我的话,我会给discover打电话recon
s**********g
发帖数: 14942
44

hard to tell
my initial impression is that 1-2 per year is usually okay
more than that may impact more on ur credit
of coz, if u have good credit, it can accommodate more inquiries without
getting much impact
there could be a difference between inquiries within 6 months vs 2 years
google "freeze credit"
f*******e
发帖数: 5277
45
贷款的这种从第一次inquiry开始算,一个月内被inquiry多少次都算一次。好像。
l*****w
发帖数: 7
46
来自主题: Money版 - Chase一张卡两个Inquiry
上月底申请citi hilton被秒据,reconsider又被拒,说是Experian上近期Inquiries太
多。去看了一下,发现了几个问题,请教各位。
1. Experian上这两年有11个inquiries,但最近6个月只有3个,能argue吗?如何argue?
2. 据说chase同一天申请多卡只有一个Hard Pull。我2月同一天申请了UA和SW Plus,
结果Experian上出现一个,Equifax也出现了一个。3月只申请了SW Premier,结果
Equifax和Experian各出现了一个。请问各位知道这是什么情况吗?
K***H
发帖数: 999
47
来自主题: Money版 - Experian report上的inquiry
有两个部分,一个是inquiries shared with others,还有一个是inquiries shared
only with you。这两个部分有什么区别呢?看shared only with you里面的很多
source我都no idea为什么他们要来查我的记录啊?难道是被盗了?
a*******a
发帖数: 49
48
Status Inquiry Received August 27, 2015
No Objection Statement Received July 23, 2015
Fee Received July 14, 2015
Form DS-3035 Received July 14, 2015
Form DS-2019 Received July 14, 2015
Passport Data Page Received July 14, 2015
Statement Of Reason Received July 14, 2015
我的case在DOS已经PENDING了一个多月了,看到版上很多人不到一个月就批了,真心羡
慕!
想问个问题, “status Inquiry” 是什么意思,我前几天给DOS发了信请求他们尽快
办理,是不是这表明... 阅读全帖
S**********d
发帖数: 160
49
【 以下文字转载自 Immigration 讨论区 】
发信人: SilenceSound (SilenceSound), 信区: Immigration
标 题: 请问一个网上inquiry 时间问题
发信站: BBS 未名空间站 (Sat Jan 2 01:05:01 2016, 美东)
Nsc 说485处理时间四个月
我八月初提交的485
现在没有消息
网上inquiry 说还在正常处理时间内,不让提交
这四个月难道是从打指纹开始算么?
m*****t
发帖数: 345
50
来自主题: Immigration版 - NSC的inquiry email换新的了
刚收到信。过来update一下
ATTENTION: The Nebraska Service Center (NSC) has a new email address for
public inquiries. The new email address is
N**************[email protected]
Please use the new email address when submitting your inquiry and/or
replying to a response from NSC. Thank you.
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