E*****P
发帖数: 591 | 1 access group 的停掉了。找了cosigner，sallie mae 居然还收这么高利率。citi 给
我的是 Prime Rate 加 2.75% |
|
l*****0
发帖数: 179 | 2 据我了解Fannie Mae不招国际学生。are you sure you could have H1B sponsorship? |
|
x**m
发帖数: 44 | 3 收到一个FANNIE MAE的financial engineer的面试通知，请问谁面试过请指教。工作的
具体要求
是会C++编程，但是想问到底对于经济知识要了解多少？
谢谢 |
|
h****g
发帖数: 259 | 4 搭车问一下Fannie Mae的Financial Engineer工作有前途么？如果做一个这个公司的
intern对以后找工作帮助大不？谢谢 |
|
l*****i
发帖数: 3929 | 5 我认识一个recruiter现在正在为fannie mae招人，不过都是contractor然后转正的那种 |
|
m******2
发帖数: 252 | 6 我也看到fannie mae网站上有好多openning，之前的人是被laid off还是觉得bonus太
少跳了？
那种 |
|
p**********y
发帖数: 22 | 7 从外州要去这两个地方上班，请问住在哪里好呢？因为刚去，没有车，所以最好住得近
，或靠近交通的地方。另外Fannie Mae有没有提供shuttle bus接送员工？譬如，有没
有公司的车去临近的地铁站或交通枢纽接员工去上班。
具体地址是：
13150 WORLDGATE DR, HERNDON, VA, 20170
11600 AMERICAN DREAM WAY, RESTON, VA, 20190 |
|
c******m
发帖数: 41 | 8 有人最近拿到freddie mac, fannie mae financial engineer or audit risk
modeling 的面试吗？求分享经验。 谢谢 |
|
L******f
发帖数: 5368 | 9 我给你科普一下吧。自己读吧。
翻译我就没耐心了。
Characteristics of Fannie Mae Debt Securities
Fannie Mae issues a variety of debt securities with maturities across the
yield curve to fulfill its ongoing funding and rebalancing needs for the
mortgage portfolio. Fannie Mae issues both short-term debt with maturities
of a year or less and long-term debt with maturities of over a year.
Typically, Fannie Mae debt can either be callable or noncallable. In recent
years, additional structures and features have been added in r... 阅读全帖 |
|
e*9
发帖数: 2289 | 10 贺梅回到孟菲斯（Memphis），将在此渡暑假。
周五（7月1日）12岁的贺梅抵达孟菲斯，她与她的弟弟安迪（Andy）及妹妹艾维塔（
Avita）同行，而贺梅父母因为没有护照所以没有同行。
当年扶养贺梅9年的贝克夫妇被允许在飞机出口外迎接他们三人，而贝克夫妇其他亲友
则在出口处等候。
贺梅表示很高兴回到孟菲斯，也愿意回到孟菲斯。此番他们是到此渡假，安迪还要藉此
机会，做一个外科手术。
中美争女案始末
贺梅（Anna Mae He，1999年1月28日），生于美国田纳西州，生父贺绍强来自中国湖南
，生母罗秦来自中国重庆。贺梅生父母贺绍强和罗秦夫妇与杰瑞‧贝克和路易斯&
#8231;贝克夫妇（Jerry and Louise Baker）就贺梅的抚养权的争执及田纳西州法院的
有关裁决引起了北美华人社会及主流媒体的关注和讨论。
贺绍强于1997年获得奖学金，进入孟菲斯大学就读，但之后被来自中国的女同学齐晓军
指控性侵害，1999年在贺梅出生时，贺梅的父母面临法律、经济和医疗保健问题使他们
无法抚养贺梅。
由当地社会服务机构安排了贝克夫妇替他们照顾这孩子3个月，但因贺氏夫妇一直无能... 阅读全帖 |
|
b***n
发帖数: 13455 | 11 贺梅案新变局 贺梅三姐弟回美国过暑假(图)
文章来源: 明镜 于 2011-08-09 09:55:33 - 新闻取自各大新闻媒体，新闻内容并不代
表本网立场！
打印本新闻 Email Tweet Facebook Yahoo! Google Buzz (被阅读 6084 次)
贺梅案新变局 贺梅三姐弟回美国过暑假(图) 明镜
贺梅回到孟菲斯（Memphis），将在此渡暑假。
周五（7月1日）12岁的贺梅抵达孟菲斯，她与她的弟弟安迪（Andy）及妹妹艾维塔（
Avita）同行，而贺梅父母因为没有护照所以没有同行。
当年扶养贺梅9年的贝克夫妇被允许在飞机出口外迎接他们三人，而贝克夫妇其他亲友
则在出口处等候。
贺梅表示很高兴回到孟菲斯，也愿意回到孟菲斯。此番他们是到此渡假，安迪还要藉此
机会，做一个外科手术。
中美争女案始末
贺梅（Anna Mae He，1999年1月28日），生于美国田纳西州，生父贺绍强来自中国湖南
，生母罗秦来自中国重庆。贺梅生父母贺绍强和罗秦夫妇与杰瑞‧贝克和路易斯&
#8231;贝克夫妇（Jerry and Louise Baker）就贺梅的抚养权的... 阅读全帖 |
|
d*******e
发帖数: 172 | 12 贺梅回到孟菲斯（Memphis），将在此渡暑假。
周五（7月1日）12岁的贺梅抵达孟菲斯，她与她的弟弟安迪（Andy）及妹妹艾维塔（
Avita）同行，而贺梅父母因为没有护照所以没有同行。
当年扶养贺梅9年的贝克夫妇被允许在飞机出口外迎接他们三人，而贝克夫妇其他亲友
则在出口处等候。
贺梅表示很高兴回到孟菲斯，也愿意回到孟菲斯。此番他们是到此渡假，安迪还要藉此
机会，做一个外科手术。
中美争女案始末
贺梅（Anna Mae He，1999年1月28日），生于美国田纳西州，生父贺绍强来自中国湖南
，生母罗秦来自中国重庆。贺梅生父母贺绍强和罗秦夫妇与杰瑞‧贝克和路易斯&
#8231;贝克夫妇（Jerry and Louise Baker）就贺梅的抚养权的争执及田纳西州法院的
有关裁决引起了北美华人社会及主流媒体的关注和讨论。
贺绍强于1997年获得奖学金，进入孟菲斯大学就读，但之后被来自中国的女同学齐晓军
指控性侵害，1999年在贺梅出生时，贺梅的父母面临法律、经济和医疗保健问题使他们
无法抚养贺梅。
由当地社会服务机构安排了贝克夫妇替他们照顾这孩子3个月，但因贺氏夫妇一直无能... 阅读全帖 |
|
f**e
发帖数: 2160 | 13 【 以下文字转载自 ebiz 讨论区 】
发信人: bison (首届DFL总分和季后赛双冠军), 信区: ebiz
标 题: 贺梅案新变局 贺梅三姐弟回美国过暑假(图)
发信站: BBS 未名空间站 (Tue Aug 9 13:35:47 2011, 美东)
贺梅案新变局 贺梅三姐弟回美国过暑假(图)
文章来源: 明镜 于 2011-08-09 09:55:33 - 新闻取自各大新闻媒体，新闻内容并不代
表本网立场！
打印本新闻 Email Tweet Facebook Yahoo! Google Buzz (被阅读 6084 次)
贺梅案新变局 贺梅三姐弟回美国过暑假(图) 明镜
贺梅回到孟菲斯（Memphis），将在此渡暑假。
周五（7月1日）12岁的贺梅抵达孟菲斯，她与她的弟弟安迪（Andy）及妹妹艾维塔（
Avita）同行，而贺梅父母因为没有护照所以没有同行。
当年扶养贺梅9年的贝克夫妇被允许在飞机出口外迎接他们三人，而贝克夫妇其他亲友
则在出口处等候。
贺梅表示很高兴回到孟菲斯，也愿意回到孟菲斯。此番他们是到此渡假，安迪还要藉此
机会，做一个外科手术。
中美争女案始末
... 阅读全帖 |
|
B**W
发帖数: 2273 | 14 The Securities and Exchange Commission has sued the former chief executives
of Fannie Mae and Freddie Mac, accusing them of misleading investors about
risks of subprime-mortgage loans.
WSJ law reporter Ashby Jones stops on Mean Street to discuss the SEC's suit
brought against former Fannie Mae and Freddie Mac chief executives.
The lawsuits, filed in Manhattan federal court, also accused four other
former executives at Freddie Mac and Fannie Mae of making false and
misleading statements about the... 阅读全帖 |
|
f***4
发帖数: 886 | 15 Eliza-Mae Mullane inquest: Six-day-old baby died after being pulled from her
pram and bitten by family dog
http://www.mirror.co.uk/news/uk-news/eliza-mae-mullane-inquest-
A sleeping six-day-old baby was killed when she was grabbed from her pram by
her family's pet dog, an inquest heard today.
Little Eliza-Mae Mullane was left alone in her pram for a "few moments" when
her mother took one of her other children to the front door for the school
run.
Mum-of-three Sharon John, 42, returned to find El... 阅读全帖 |
|
v**s
发帖数: 421 | 16 英文报上，人家说的很清楚。贺梅只不过是过暑假，不是回美国。作者有抑华扬美之嫌！
Here is another story.
http://www.bachinese.com/forum/read.php?tid=39038
贺梅于7月1日重返孟菲斯度署假，贝克感激
来源：贝壳村 › 动态 › 日志 › 岳东晓的日志
作者：岳东晓
2011-7-2
当贺梅姐弟三人出现了孟菲斯国际机场，当地人在惊呼。尤其是12岁的贺梅。这么大了
，贝克都在惊叹。
贺梅目前的情况：12岁，身高1.4以上，家住在一个漂亮的富人区（带室内与室外游泳
池），就读于重庆某“贵族学校”，三好学生，成绩全A，说流利汉语，汉语语文96分
，数学96.5分，英语就不用说了，在班上名列前茅，多次获奖，会弹钢琴，会打乒乓球
等等，很多课外活动，从来不需要补习功课，在学校有很多朋友，与弟妹关系很好，据
说不少男生喜欢她，她很得意。
整个旅程的费用都是由罗秦支付，购买了来回机票，原定八月底回去，但贺梅说要做暑
假作业，因此将返程提前。
这一路三个小孩自己从北京乘DELTA航空公司飞机，转机到孟... 阅读全帖 |
|
x**8
发帖数: 1165 | 17 Thoughts On The AIG Ruling And The Implications For Fannie Mae
Jun. 24, 2015 4:42 AM ET | 22 comments | About: American International Group
Inc (AIG), FNMA
Disclosure: I am/we are long FNMA. (More...)
Summary
The AIG trial court has ruled that the government taking AIG Equity was an
illegal exaction but that shareholders are not entitled to damages.
The ruling, while for the government on damages, sets out a road map for
reversal.
Fannie Mae shareholders who owned shares when the net worth sweep... 阅读全帖 |
|
l****0
发帖数: 6 | 18 Dear Prospective Graduate Student:
I would like to inform you about the graduate opportunities in the
Mechanical and Aerospace Engineering (MAE) Department at the Missouri
University of Science and Technology (Missouri S&T). We offer PhD degrees in
Mechanical and Aerospace engineering, including direct doctoral degrees for
students holding a BS degree. We also offer MS degrees in Mechanical,
Aerospace, and Manufacturing engineering. Our graduate students engage in
challenging fundamental and app... 阅读全帖 |
|
d*2
发帖数: 2053 | 19 http://www.bloomberg.com/apps/news?pid=20601087&sid=avAvJacs7Uc
By Dawn Kopecki and Jody Shenn
June 19 (Bloomberg) -- Fannie Mae and Freddie Mac may get permission to
begin refinancing mortgages with loan-to-value ratios above 105 percent as
the Obama administration seeks to boost participation in its anti-
foreclosure programs.
“We’re actively considering how to structure a program that makes sense
over 105 percent,” Federal Housing Finance Agency Director James Lockhart
said yesterday. He said... 阅读全帖 |
|
M********I
发帖数: 848 | 20 【 以下文字转载自 Detroit_AA_Realestate_Mortgage 俱乐部 】
发信人: MortgageMI (frankofpfc@gmail), 信区: Detroit_AA_Realestate_Mortgage
标 题: What Is HARP? good news for whose house is underwater
关键字: HAPR,贷款，refinance
发信站: BBS 未名空间站 (Tue Oct 25 00:26:28 2011, 美东)
Home Affordable Refinance Program,HARP, was started in April 2009.
In order to be eligible for the HARP refinance program :
1. Your loan must be backed by Fannie Mae or Freddie Mac.
2. Your current mortgage must have been purchased by Fannie Mae ... 阅读全帖 |
|
l****0
发帖数: 6 | 21 Dear Prospective Graduate Student:
I would like to inform you about the graduate opportunities in the
Mechanical and Aerospace Engineering (MAE) Department at the Missouri
University of Science and Technology (Missouri S&T). We offer PhD degrees in
Mechanical and Aerospace engineering, including direct doctoral degrees for
students holding a BS degree. We also offer MS degrees in Mechanical,
Aerospace, and Manufacturing engineering. Our graduate students engage in
challenging fundamental and app... 阅读全帖 |
|
a***s
发帖数: 12296 | 22 3岁正太心疼流浪汉，亲手收集物资捐助给流浪汉。据悉，3岁的美国男孩Patrick McClung无意间听到妈妈讨论流浪汉的事情，于是问了很多问题，接着就开始哭了，陷入了无法自拔的悲伤中。
正太的妈妈说，Patrick可能第一次意识到有人没有家，所以“内心很受伤”。
哭过之后小男孩决定自己亲手解决这个让自己伤心欲绝的问题，他要在圣诞季给流浪汉们送礼物。他发起了一个叫“庇护所行动”的慈善活动。
他把需要的东西写在纸板上，然后和妈妈一起在小镇上面放了很多收集衣服的箱子，希望人们捐出一些衣物和日化用品。他们目前已经收集到10包给流浪汉的东西了。
为了获得物资，Patrick还把自己喜欢的玩具给卖了好朋友。
他解释说：“我给了他火车，他给我钱。”然后用钱买了给流浪汉需要的东西。
相关阅读
造福流浪汉 美国旧金山将旧巴士变澡堂
对美国的流浪汉来说，也许饥饿和寒冷都不是大问题，真正困扰他们的是：卫生问题。公共澡堂和卫生间的缺乏实际上让流浪汉们苦不堪言。据统计，在美国的“丐帮重镇”旧金山，6500个流浪汉只能争抢16到20个淋浴室。不过这件事也许在未来将有转机，因为洛杉矶非营利组织Lava Mae已经... 阅读全帖 |
|
s***y
发帖数: 357 | 23 我再详细说明一下，
首先，要分清楚房地产按揭抵押债卷 MBS 和 房地产按揭贷款公司的公司债之间的区别。
MBS是指把按揭贷款打包然后卖给投资者的一种金融产品，它其实最终由买房子的人支
付。
房地产按揭贷款公司就是来吧房地产按揭贷款打包的公司。他在中间收取费用，但是
Ginnie
mae, fannie mae，freddie mac 会担保这些MBS，也就是如果这三家公司不破产，那么
你从
他们家买的MBS也就保证了本息。
而房地产按揭贷款公司自己也会发行公司债 来筹措资金。这个债也叫Agency Debt，因
为这个机
构是在政府支持下建立的。
如果买房人还不起钱了，首先影响的是 按揭贷款公司 这个公司将不得不花自己的钱把
本息填上，
给投资者（因为担保了嘛）
如果公司没钱了，那就只能倒闭了，那担保也就没意义了，那你的ＭＢＳ如果default
也就打水漂
了。
最开始的时候，Ginnie mae, fannie mae，freddie mac 这三家房地产按揭贷款公司公
司，只有 Ginnie mae 是有政府担保的，也就是，他是政府机构，法律上明文规定了
Ginnie
mae的债... 阅读全帖 |
|
g********2
发帖数: 6571 | 24 September 28, 2016
Uh, Hillary, Your Hubby Caused the 2008 Recession
By Jack Cashill
On the debate stage Monday night, Hillary Clinton smugly repeated the big
lie that Democrats have been telling with something close to impunity since
2008.
“We had the worst financial crisis, the Great Recession, the worst since
the 1930s,” said Hillary. “That was in large part because of tax policies
that slashed taxes on the wealthy, failed to invest in the middle class,
took their eyes off of Wall Street, and... 阅读全帖 |
|
g********2
发帖数: 6571 | 25 September 28, 2016
Uh, Hillary, Your Hubby Caused the 2008 Recession
By Jack Cashill
On the debate stage Monday night, Hillary Clinton smugly repeated the big
lie that Democrats have been telling with something close to impunity since
2008.
“We had the worst financial crisis, the Great Recession, the worst since
the 1930s,” said Hillary. “That was in large part because of tax policies
that slashed taxes on the wealthy, failed to invest in the middle class,
took their eyes off of Wall Street, and... 阅读全帖 |
|
g********2
发帖数: 6571 | 26 September 28, 2016
Uh, Hillary, Your Hubby Caused the 2008 Recession
By Jack Cashill
On the debate stage Monday night, Hillary Clinton smugly repeated the big
lie that Democrats have been telling with something close to impunity since
2008.
“We had the worst financial crisis, the Great Recession, the worst since
the 1930s,” said Hillary. “That was in large part because of tax policies
that slashed taxes on the wealthy, failed to invest in the middle class,
took their eyes off of Wall Street, and... 阅读全帖 |
|
a******o
发帖数: 1197 | 27 I found this. It seems consistent with my insurance agent's words. But I'm
not sure if it applies to other states:
Fannie Mae Requirements
The Department received written confirmation that Fannie Mae does not
require the homeowner's insurance policy amount to be equal to the loan
amount. Fannie Mae's guidelines for determining the amount of hazard
insurance coverage are set forth in the Fannie Mae Selling and Servicing
Guides. For any first lien mortgage (excluding a reverse mortgage), required
... 阅读全帖 |
|
c**********e
发帖数: 1184 | 28 Fannie Mae对借贷人的身份要求很笼统，这里给大家抄录如下：
*************************************************************
Non–U.S. Citizen Borrower Eligibility Requirements
Fannie Mae purchases and securitizes mortgages made to non–U.S. citizens
who are lawful permanent or non-permanent residents of the United States
under the same terms that are available to U.S. citizens. Fannie Mae does
not specify the precise documentation the lender must obtain to verify that
a non–U.S. citizen borrower is legally present in the Uni... 阅读全帖 |
|
c**********e
发帖数: 1184 | 29 房屋贷款审核银行要从多方面综合评价，如borrower的eligibility（即包括签
证种类）、borrower是否有“Stable Income”、等等。就算是身份够格，其他方面可
能又不够条件，那也贷不着款。
先来看borrower身份的限制。由于目前大部分银行将房屋贷款贷出去后，会转身
马上将此贷款买给Fannie Mae或Freddie Mac（即我们俗称的两房–房利美和房地美）
，所以我们一般将两房的规定作为评估对借贷人身份要求的起点。这里我们就先来看一
下两房对房贷申请人的身份的要求是怎样的：
• Fannie Mae对借贷人身份的要求很松，只要是合法的就行。具体需要哪些
文件由lender来决定。下面一段是直接从Fannie Mae贷款标准中摘录出来的：
“Fannie Mae purchases and securitizes mortgages made to non–U.S. citizens
who are lawful permanent or non-permanent residents of the Unite... 阅读全帖 |
|
b***y
发帖数: 374 | 30 Fannie sues 9 banks over Libor-related losses
Kevin McCoy, USA TODAY 5:32 p.m. EDT October 31, 2013
The lawsuit is the latest legal action focused on suspected bank
manipulation of crucial financial benchmarks.
Fannie Mae
(Photo: Manuel Balce Ceneta - AP)
STORY HIGHLIGHTS
Manipulation allegedly cost mortgage finance giant at least $800 million in
losses
Libor is used to set rates on mortgages, credit cards, loans and some
financial derivatives
Four of the banks sued previously agreed to more tha... 阅读全帖 |
|
h*****0
发帖数: 145 | 31 好像没有在这个论坛上看到！
原帖网址 http://www.gter.net/?action-viewthread-tid-1315096
5年/7年/更久后, 你会是什么样的人？(placement of Chinese econ phd)
感谢以下学校的placement原始信息。
以后你想成为什么样的人？
现在还有机会思考或者yy。。
不过呢。。如果你想继续phd。。并且。。是在一些10～50之间的phd项目度过5年或者
更多。。那么以下也许是个不错的信息。。用来估计以后会是什么样的日子。。而不是
去畅想。
当然。。也许你想找个跳板继续申请phd。。于是luckily。。这个list里的学校基本属
于大多数跳板。。即使说某些号称极好的跳板。。最多能保证你的学校层次。。所以。
。对你来说。。也是个参考。。
永远不要想着自己是个例外。。只要搜一下这些人的背景你就会发现。。要有例外。。
他们中的大多数应该比你更容易遇到例外。。
这几个学校的placement都不是最全的。。应该还有一些没有被place的人。。但是几乎
包括了所有US news上10～50区间的、公布placement的... 阅读全帖 |
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N****E
发帖数: 1474 | 32 【 以下文字转载自 Living 讨论区 】
发信人: circlesquare (方圆), 信区: Living
标 题: 方圆贷款问答：什么样的非移民身份可以申请到房屋贷款？
关键字: 房屋贷款,非移民身份,贷款审核标准
发信站: BBS 未名空间站 (Mon Mar 14 10:46:31 2011, 美东)
网上常看到有人问各式非移民身份（如H1B、F1等）是否能申请房屋贷款。那到
底什么样的身份才可以申请得到呢？答案是基本上什么身份都可以。
由于目前大部分银行将房屋贷款贷出去后，会转身马上将此贷款买给Fannie Mae
或Freddie Mac（即我们俗称的两房 – 房利美和房地美），所以我们一般将两房的规
定作为评估对借贷人身份要求的起点。这里我们就先来看一下两房对房贷申请人的身份
的要求是怎样的：
* Fannie Mae对借贷人身份的要求很松，只要是合法的就行。具体需要哪些文件由
lender来决定。下面一段是直接从Fannie Mae贷款标准中摘录出来的：
“Fannie Mae purchases and securi... 阅读全帖 |
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g********n
发帖数: 2314 | 33 【 以下文字转载自 Living 讨论区 】
发信人: silverwhistl (silverwhistle), 信区: Living
标 题: 什么都整完了，贷款要黄了,简直气死了!
发信站: BBS 未名空间站 (Wed Jul 8 20:20:57 2009, 美东)
折腾了俩个多月，房子选好了，退税问清楚了, 订金交了,HOME INSPECTION做完了, 啥
都好了，就等着贷款一批做APPRAISAL, 月底就搬家了, 然后发现,可能贷款要黄了!--
突然想起来，我连搬家公司, 租车, 改邮局地址，改CABLE, 全都订好了!
然后今天LOAN OFFICER给我电话，说FANNIE MAE一定要08年W2表, 不然就不批我们的贷
款. 我老公是工作签证，今年1月才正式在美国拿工资，去年的工资都是中国发的, 哪
找去年的W2表啊!
LOAN OFFICER说他把我们VISA情况，DOWNPAYMENT情况，信用情况全解释了，我老公公
司还提供了STATEMENT证明他去年的工资是多少，在哪发的.
但是FANNIE MAE坚持要08年W2表, 我就纳闷, 怎么他们就这么... 阅读全帖 |
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S*****s
发帖数: 7520 | 34 http://finance.yahoo.com/news/9-unbelievable-student-loan-horro
512874.html
这钱哈时候还完啊
With the cost of college continuing to rise and the economy still stagnating
, the student debt burden has swollen to a record $1 trillion.
Mark Kantrowitz, publisher of Fastweb.com and FinAid.org, believes that one
of the main culprits behind the student debt crisis is the private student l
oan sector.
"Students are following their dreams and don't pay attention to their debt,"
Kantrowitz says. "They sign whate... 阅读全帖 |
|
B*V
发帖数: 3365 | 35 http://finance.yahoo.com/news/9-unbelievable-student-loan-horro
512874.html
这钱哈时候还完啊
With the cost of college continuing to rise and the economy still stagnating
, the student debt burden has swollen to a record $1 trillion.
Mark Kantrowitz, publisher of Fastweb.com and FinAid.org, believes that one
of the main culprits behind the student debt crisis is the private student l
oan sector.
"Students are following their dreams and don't pay attention to their debt,"
Kantrowitz says. "They sign whate... 阅读全帖 |
|
b***y
发帖数: 372 | 36 news from Washington post. 我的理解是包括refinance。 所有 Fannie Mae，
Freddie Mac， FHA保的mortgage fee都会涨。这个bill下周就可能通过。然后明年1月
1日起实施。
http://www.washingtonpost.com/politics/congress/to-pay-for-payr
Updated: December 17, 2011 7:39PM
WASHINGTON — Who is paying for the two-month extension of the payroll tax
cut working its way through Congress? The cost is being dropped in the laps
of most people who buy homes or refinance beginning next year.
The typical person who buys a $200,000 home or refinances that amo... 阅读全帖 |
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d******8
发帖数: 1972 | 37 奥巴马今天会在拉斯维加斯发表拯救房市新计划，不知对股市是好消息还是坏消息？特
别是对金融股。
http://www.businessinsider.com/revealed-heres-obamas-new-housin
The Federal Housing Finance Agency just announced its changes to the Home
Affordable Refinance Program (HARP), which serves as the backbone of
President Barack Obama's new housing plan.
HARP programs have helped 894,000 borrowers through August — a far cry from
the 3-4 million Obama promised in 2009. The changes are designed to allow
more underwater homeowners with loans backed by the g... 阅读全帖 |
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l******n
发帖数: 9344 | 38 两房其实政府赚了一大笔
GSE’s Shareholders Should be Allowed to Benefit From Fannie and Freddie’s
Recovery Just as AIG and Citi Stockholders Benefited
In a letter today to the Secretary of the Treasury, Jacob J. Lew, Mr. Nader
urged Secretary Lew to consider the plight of Fannie Mae and Freddie Mac’s
common shareholders. In the letter, Mr. Nader wrote that the government
sponsored enterprises’ (GSEs) shareholders have been mistreated and left in
a sort of financial limbo. He explains that steps taken by the... 阅读全帖 |
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e*****r
发帖数: 108 | 39 Update
这帮人真的按照原定时间4月9号去游行示威了，LOL
Fannie, Freddie shareholders lobby against U.S. housing reform bill
By Margaret Chadbourn
Related Stories
WASHINGTON, April 9 (Reuters) - A coalition of investors in Fannie Mae and
Freddie Mac on Wednesday launched an effort to stop Congress from moving
ahead with a U.S. housing finance reform bill, arguing it would deny them a
fair share in any remaining value in the two companies.
The new tax-exempt group, Investors Unite, said it wants to protect the
rights of... 阅读全帖 |
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p*********y
发帖数: 2741 | 40 【 以下文字转载自 CivilSociety 讨论区 】
发信人: playadelrey (A smile is a curve gets things straight), 信区: CivilSociety
标 题: One Slur Enough to Bring Racial Harassment Case, Court Rules
发信站: BBS 未名空间站 (Thu Nov 21 20:01:02 2013, 美东)
A recent decision by the U.S. Court of Appeals for the D.C. Circuit states
that a plaintiff may bring a harassment claim against an employer for a
single offensive slur, if the insult is egregious enough.
The case revolves around Magliore Ayissi Etoh, a black man originally from
C... 阅读全帖 |
|
g**1
发帖数: 10330 | 41 洛城13岁男孩计画校园枪杀 警方搜出步枪和目标名单
记者谢雨珊／洛杉矶报导 2019年11月22日 19:08
134
人气
小 中 大
郑重声明 本篇内容为世界日报版权所有，未经许可不得任意转载、重制、复印使用。
洛县警局举行媒体记者会，由局长维拉纽瓦向外说明ánimo Mae Jemison Charter
Middle School枪杀威胁案最新进度。（截图自KTLA5）
洛县警局举行媒体记者会，由局长维拉纽瓦向外说明ánimo Mae Jemison Charter
Middle School枪杀威胁案最新进度。（截图自KTLA5）
洛杉矶西边柳树溪市 (Willowbrook) 的ánimo Mae Jemison Charter Middle School
于21日发生一起枪枝威胁事件。一名13岁男学生计画22日在校园进行枪杀，被同学告发
。警方经调查在嫌犯住家搜出AR-15自动步枪及弹药，随即逮补嫌犯。由于嫌犯年龄尚
小，警方目前不打算公布他的个资。
洛县警局22日上午举行媒体记者会，由局长维拉纽瓦（Alex Villanueva）向外说明á
nimo Mae Je... 阅读全帖 |
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l****z
发帖数: 29846 | 42 次贷危机的根本原因是政府干预市场
作者:王蔚
2009-05-28 18:24:58
The Root Cause of the Subprime Fiasco is Government Intervention in the
Market
2007年初开始浮现的次贷危机(1)导致了全球性的金融风暴，进而造成了多数国家的经
济衰退。
看到总裁和董事长们成千万上亿的工资加奖金，人们很容易把这场经济危机归罪于华尔
街和银行(在本文范围内也包括房贷企业)的贪婪。也有文章用一两句试问那些明知没有
还贷能力却签字买房者有无责任。那么美国政府在这其中作了什么呢？
政府立法干预银行营运
Community Reinvestment Act(CRA)
1977年美国国会通过，由卡特总统签署了“社区再投资法”Community Reinvestment
Act(CRA)(2)。该法是由一些社区组织和活动家(community groups and activists)积
极推动而成的，目的是敦促银行给低收入者(多为少数族裔)贷款购房， 消除这方面的
“种族歧视”。一些银行在贫困社区开设分行，吸收存... 阅读全帖 |
|
l****z
发帖数: 29846 | 43 作者:王蔚
2009-05-28 18:24:58
The Root Cause of the Subprime Fiasco is Government Intervention in the
Market
2007年初开始浮现的次贷危机(1)导致了全球性的金融风暴，进而造成了多数国家的经
济衰退。
看到总裁和董事长们成千万上亿的工资加奖金，人们很容易把这场经济危机归罪于华尔
街和银行(在本文范围内也包括房贷企业)的贪婪。也有文章用一两句试问那些明知没有
还贷能力却签字买房者有无责任。那么美国政府在这其中作了什么呢？
政府立法干预银行营运
Community Reinvestment Act(CRA)
1977年美国国会通过，由卡特总统签署了“社区再投资法”Community Reinvestment
Act(CRA)(2)。该法是由一些社区组织和活动家(community groups and activists)积
极推动而成的，目的是敦促银行给低收入者(多为少数族裔)贷款购房， 消除这方面的
“种族歧视”。一些银行在贫困社区开设分行，吸收存款，支付利息，是鼓励贫困家庭
储蓄... 阅读全帖 |
|
l****z
发帖数: 29846 | 44 https://www.judicialwatch.org/corrupt-politicians-lists/washingtons-ten-most
-wanted-corrupt-politicians-for-2011/
Judicial Watch, the public interest group that investigates and prosecutes
government corruption, today released its 2011 list of Washington’s “Ten
Most Wanted Corrupt Politicians.” The list, in alphabetical order, includes:
Rep. Spencer Bachus (R-AL)
Former Senator John Ensign (R-NV)
Rep. Alcee Hastings (D-FL)
Attorney General Eric Holder
Rep. Jesse Jackson, Jr. (D-IL)
President Ba... 阅读全帖 |
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C****n
发帖数: 2324 | 45 The truth is: Nobody knows. Whatever information flowing on the internet
could be false.
But let's have an intelligent guess.
Here is what I believe:
The financial crisis is because the banks gave too many sub prime loans.
Then,
Why would banks do that?
The banks are private banks, why the heck they will loose their
lending standard to such an extent that it even risks its own existence?
Usually a sane businessman will not do that.
Could be two reasons:
1. The CEOs want t... 阅读全帖 |
|
l****z
发帖数: 29846 | 46 次贷危机的根本原因是政府干预市场
作者:王蔚
2009-05-28 18:24:58
The Root Cause of the Subprime Fiasco is Government Intervention in the
Market
2007年初开始浮现的次贷危机(1)导致了全球性的金融风暴，进而造成了多数国家的经
济衰退。
看到总裁和董事长们成千万上亿的工资加奖金，人们很容易把这场经济危机归罪于华尔
街和银行(在本文范围内也包括房贷企业)的贪婪。也有文章用一两句试问那些明知没有
还贷能力却签字买房者有无责任。那么美国政府在这其中作了什么呢？
政府立法干预银行营运
Community Reinvestment Act(CRA)
1977年美国国会通过，由卡特总统签署了“社区再投资法”Community Reinvestment
Act(CRA)(2)。该法是由一些社区组织和活动家(community groups and activists)积
极推动而成的，目的是敦促银行给低收入者(多为少数族裔)贷款购房， 消除这方面的
“种族歧视”。一些银行在贫困社区开设分行，吸收存... 阅读全帖 |
|
l****z
发帖数: 29846 | 47 Helping "Qualified" Buyers: Fannie, Freddie Detail 3%-Down Payment Mortgage
Program
Now that home prices have recovered and homes are not the bargain they were
four years ago, it is fitting the parasites once again want to make homes "
affordable" to the masses with low-down payment options.
Please consider Fannie Mae, Freddie Mac detail plans for 3% down-payment
mortgages.
Housing finance giants Fannie Mae and Freddie Mac on Monday detailed
plans to once again back mortgages with down payme... 阅读全帖 |
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L***s
发帖数: 9258 | 48 发信人: Mang (忙 盲 茫), 信区: TsinghuaCent
标 题: 任教于美国一流大学的部分清华学子
发信站: 水木社区 (Tue Sep 10 11:30:55 2013), 站内
【致谢】感谢参与编写和提供信息的以下校友：
IhateBS strong
根据美国US News 2013年美国大学排名前100的顺序统计，缺漏错误之处难免，请大家
补充
分为Full Professor（正教授）、Associate Professor（副教授）和Assistant
Professor三类，
其中前两类一般具有终身教职，不含解放前的清华学子，也含有极少数非tenure track
教职
人员,和已离职的人员，只列出，不计入统计总数。
共有在职Tenure track系列教职的共492 人，其中90名正教授。副教授186人
另有部分著名实验室全职研究人员22人
----------------------------------------------------------------------------
1,哈佛大学 6
林希虹
Professor, 生物统计系... 阅读全帖 |
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j****w
发帖数: 756 | 49 话说两个星期前拍了一套TOWN HOUSE，本想没有什么悬念，也开始办理mortgage 等等
。昨天收到一封信。美国同事说我要找律师。犹豫不知如何做，还是来万能的家版吧，
请大家提意见。下面是信：
Dear ******
New House Title, LLC, an affiliate of the FLorida Default Lau Group, PL is
handling the settlement and title insurance for the referenced transaction
for which Fannie Mae is the seller.
Fannie Mae has become aware of potential defects with affidavits submitted
by their servicer, Bank of America and its affiliated entities, in
foreclosure actions, which raise concerns about the insurabi... 阅读全帖 |
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j****y
发帖数: 1714 | 50 http://library.hsh.com/read_article-hsh.asp?row_id=85
The questions are simple enough: What's going on with mortgage rates?
What makes them rise, or fall? Is it the Fed? The economy? Inflation?
The banks? The President? Fannie Mae or Freddie Mac? Is it a secret
conspiracy?
The answer is that rates are moved by a number of related factors, and
believe it or not, you -- Joe or Jane Consumer -- are one of those
factors.
Mortgage money can come from many sources, including deposits at banks
and brok... 阅读全帖 |
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