M*M
发帖数: 2573 | 1 patpat..2 ipad2 still better than nothing~~ |
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M*******1
发帖数: 69 | 2 That is why I am crying.
nothing or have over 4 are all better than 2.
2 is 鸡肋 |
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t*******5
发帖数: 6095 | 3 Health is more important than money la. |
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m******m
发帖数: 2095 | 4 二手交易风险自负！请自行验证是否合法和一手卡！:
我想卖的物品:
dillards
单张面值:
25 each
可接受价格(必须明码标价！):
Dillard's more than 2000 0.91
物品新旧要求:
邮寄方式要求:
ycyp
free shipping if you take them all
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
PP,BOA,chase,Bill pay
其他补充说明:
take all free shipping
广告的有效期:
物品来源(Required for All Cards!):
dp
我的联系方式:
pm
Warranty期限:
能否证明是合法的一手卡?(Required for All Cards!):
y
state and zip: |
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k****e
发帖数: 2456 | 5 二手交易风险自负！请自行验证是否合法和一手卡！:
y
我想卖的物品:
Chase freedom rewards points @1.48
单张面值:
more than 40k available
可接受价格(必须明码标价！):
物品新旧要求:
邮寄方式要求:
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
paypal, BOA, chase, billpay
其他补充说明:
广告的有效期:
till gone
物品来源(Required for All Cards!):
我的联系方式:
PM
Warranty期限:
能否证明是合法的一手卡?(Required for All Cards!):
state and zip: |
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z*******w
发帖数: 13 | 6 DELL promotional GC
face value larger than $200
PM pls |
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s*****3
发帖数: 257 | 8 二手交易风险自负！请自行验证是否合法和一手卡！:
Y
我想卖的物品:
4 UA Club Pass
Valid through 6/30/2014
2 UA Club Pass
Valid through 11/30/2014
单张面值:
可接受价格(必须明码标价！):
$8 each，$7 each if more than 4
物品新旧要求:
邮寄方式要求:
USPS First Class mail
买卖双方谁承担邮寄损失(Required if not code only):
Your label
付款方式说明:
BOA, Paypal
其他补充说明:
广告的有效期:
till gone
物品来源(Required for All Cards!):
我的联系方式:
bbs mail
Warranty期限:
能否证明是合法的一手卡?(Required for All Cards!):
state and zip: |
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r****t
发帖数: 396 | 9 我想要的物品:
Chromecast @ $44 (more than 10)
单张面值:
可接受的价格(必须明码标价！):
1-5 $42
5-10 $43
11 or above $44
物品新旧要求:
New
邮寄方式要求:
My Label
买卖双方谁承担邮寄损失(Required if not code only):
default
付款方式说明:
BOA(3 biz days),billpay,check,rmb
其他补充说明:
广告的有效期:
物品来源:
我的联系方式:
二手交易风险自负！请自行验证是否合法和一手卡！: |
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S**********t
发帖数: 457 | 10 二手交易风险自负！请自行验证是否合法和一手卡！:
我想卖的物品:
ebay gift cards $100/$150/$200, more than 2k available
单张面值:
100/150/200
可接受价格(必须明码标价！):
0.94
物品新旧要求:
new
邮寄方式要求:
code
买卖双方谁承担邮寄损失(Required if not code only):
Default
付款方式说明:
BOA/PNC/NON-cc Paypal
其他补充说明:
广告的有效期: till gone
物品来源(Required for All Cards!):
我的联系方式:
PM - 站内邮件
Warranty期限: 6 months warranty
能否证明是合法的一手卡?(Required for All Cards!):
能 |
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l****i
发帖数: 921 | 11 二手交易风险自负！请自行验证是否合法和一手卡！:
Y
我想卖的物品:
UA miles (more than 500K) @160
单张面值:
any amount you want
可接受价格(必须明码标价！):
1 mile=$0.016
物品新旧要求:
邮寄方式要求:
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
BOA transfer
其他补充说明:
广告的有效期:
till gone
物品来源(Required for All Cards!):
chase
我的联系方式:
PM
Warranty期限:
能否证明是合法的一手卡?(Required for All Cards!):
Y
state and zip: |
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W*****e
发帖数: 7759 | 12 【 以下文字转载自 Stock 讨论区 】
发信人: Warfare (German==Arschloch), 信区: Stock
标 题: UK deficit 'more than predicted'
发信站: BBS 未名空间站 (Mon Apr 6 07:21:05 2009)
The government may have to find an extra £39bn a year by 2016 to bring
borrowing under control, the Institute for Fiscal Studies (IFS) says.
This is on top of the £38bn of fiscal tightening the chancellor
announced in the pre-Budget report (PBR).
If the money were raised entirely through tax-raising measures then families
would face an ave |
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O***C
发帖数: 1219 | 13 Let us say: the house value is $200K, I put 40K in down payment.
Can I take a mortgage mucher higher than 160K (=200K-40K), like 400K for
example?
If yes, is there any additional charges for the higher portion of the
mortgage?
The interest of mortgage can exempt for federal tax. So maybe it worth to
use the extra money to do some investment, like stocks, bonds, et al.
Anyone have some experience about this?
Thank you very much for any comment! |
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K****D
发帖数: 30533 | 14 I think so. Also trade more frequently inside Roth and 401k than
regular investment account to take the full benefit. |
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m*********a
发帖数: 3299 | 15 Why 30 year treasury bonds yields more than agency bonds?
Current yield for 30 year treasury bonds is 4.81%
Fannie Mae’s current-coupon 30-year fixed-rate mortgage bonds is 4.56%.
It puzzles me. Is it that leverage can be used to buy agency bonds but not
treasury bonds? |
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t*****g
发帖数: 113 | 16 【 以下文字转载自 Chinook 俱乐部 】
发信人: timelag (lazyisnotgood), 信区: Chinook
标 题: 为啥大家不太hold a stock more than one year 啊？
发信站: BBS 未名空间站 (Sat Jul 31 02:30:30 2010, 美东)
（假设不赔钱的话），不是至少long term capital gain 的税率低吗？这个不也是相
当于挣钱了吗？ |
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w*s
发帖数: 7227 | 17 assuming i can put same amount money into IRA and 401k,
assuming i can do better stock trading myself,
is IRA better than 401k ? |
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t*m
发帖数: 4414 | 18 Vanguard S&P 500 ETF (VOO) and Vanguard 500 Index Fund Admiral Shares (VFIAX
) have the same expense ratio (0.05%).
Are my following understandings correct?
(1) they are equivalent in a tax sheltered account (e.g. IRA) for long
term investment (e.g buy and hold for >5 years). Although ETF will suffer a
tiny disadvantage because of buy/sell spread and Premium/Discount spread.
(2) In a taxable account, ETF is more tax efficient even for long term
investment (e.g buy and hold for >5 years).... 阅读全帖 |
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t*m
发帖数: 4414 | 19 In this case, VFIAX seems to be a better/easier choice (than VOO) for buy-
and-hold folks. |
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s****c
发帖数: 299 | 20 Why I have the same impression that ETF is more tax efficient?
Googled this article:
http://www.investorguide.com/igu-article-970-etfs-etfs-ease-tax
What all this means is that the actions of individual ETF investors will not
affect the tax liability of other traders. There are no taxable
transactions that take place at the fund level so the IRS has nothing to
worry about. This helps investors delay paying taxes on gains until the
holdings are sold, thus making ETFs more tax efficient than mutua... 阅读全帖 |
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b********e
发帖数: 693 | 21 just like Yong chinese is nicer than old chinese
Got online, meeting with 4 indians, 3 yong are nice, one old very badH |
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TN
发帖数: 1870 | 22 都不是什么好饼
but generally female Indian is better than male |
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I**A
发帖数: 2345 | 23 Give some scenarios where you might favor O(n^2) algorithm over a O(nlg(n))
i. If O(nlg(n)) requires space, while O(n^2) doesn’t
ii. If O(nlg(n)) is difficult to understand and to implement, while O(n^2
) is easier
iii. If O(n^2) has a general running time less than O(nlg(n)) instead
iv. If O(n^2) is easy to serialize, while O(nlg(n)) not |
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p*********y
发帖数: 2741 | 24 10/20/2010-10/19/2013
6.14 receipt
CA center
more than 4 month!!!!!!!!!!! NON -profit H1b |
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l**********0
发帖数: 16 | 25 OPT已经开始review了
犯傻了
自己把“非申请者本人递交材料”签名 写了自己怎么办
就是表格的最下面一块【signature of person preparing form if other than above】
有人犯过这样的傻事么
需要告诉他们更正么 |
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t**********g
发帖数: 3388 | 26 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: sdlx (sdlx), 信区: SanFrancisco
标 题: yahoo's new hire pay significantly better than google's
发信站: BBS 未名空间站 (Wed Oct 17 13:13:32 2012, 美东)
"
In an indication of how much Mayer prizes de Castro's skills, Yahoo is
giving him a compensation package valued at about $58 million, according to
a regulatory filing Monday.
Most of the pay consists of restricted stock and stock options that will
vest over the next four years. De Castro is getting restricted grant valued
at... 阅读全帖 |
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R********n
发帖数: 94 | 27 Salary of Google is higher than that of Apple, right? |
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b**********5
发帖数: 7881 | 28 pull down ur pants, sit down on the toilet, look down, and see a big pool of
period blood on ur underwear
and then u open cabinet underneath the bathroom sink
and realize u are out of pads...
what's worse than this?
not able to find a job for almost two years.. |
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b*****n
发帖数: 3 | 29 Los Angeles Times
More than miles apart
California newcomers must leap the stunning home-price gap. It makes some
think twice.
By Marnell Jameson
Special to The Times
March 27, 2005
When Erik Mellquist graduated from the University of Michigan in 2003 with
an engineering degree, he had a plan: Get married. Find a job. Buy a house.
The bride and the job proved the easy part. He and his fiancée, Emily, also
an engineering student, married three weeks after they graduated. About the
same time, Erik |
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p********0
发帖数: 186 | 30 Does anyone have experience with the assessed price of property, I purchased
an REO house at the end of May and the L.A county office assesed the value
of the property 15% higher than the purchase price and want me to pay
property tax based on it. I heard people saying you pay property tax only
based on purchase price. |
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W******w
发帖数: 88 | 31 Just got the tax bill after calling them. How many bills did you guys get? A
regular one and a supplemental one? I got two supplemental ones and one of
them is for year of 2008?
Also the taxable value is 50k more than what we paid for the house. Any
suggestion? I will call and come back to update this. Just want to know if
there is anybody with first hand experience.
Thanks |
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c******l
发帖数: 502 | 32 today's rate get higher than yesterday |
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n****u
发帖数: 120 | 34 Appraisal result shows value $10K less than our offer, how likely the seller
will reduce the price? Anybody similar experience? Thanks. |
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s*****a
发帖数: 349 | 35 I heard that bi-weekly mortgage payments saves more money than monthly
payment. is it true? how does it work? |
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h**********d
发帖数: 74 | 36 Just closed a refinance, and found out the pay-off $ amount for my previous
loan is higher than the balance $ amount. Does any guru know why? Thanks. |
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j***b
发帖数: 5901 | 37 By that time, the rate for 15 year fixed can be higher than 30 year fixed
now. |
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l****l
发帖数: 3394 | 38 and i think paying $28000 more in 7 years just for that insurance is not
wise.
Think about this economy. If the interest rate can go back to 8%, how
fabulous
can the housing market be!!! I don't see that coming anytime soon. And
remember, you can always pay back when you want. I don't have the number
but
just for people around me, 90% of the mortgage that Chinese do won't stay
more
than 10 years. Then why even bother fix for 30 years.
years. |
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m******g
发帖数: 3667 | 39 APR should be higher than rate |
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b*d
发帖数: 9308 | 40 Then APR shouldn't be lower than interest rate. |
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b**********e
发帖数: 460 | 41 (Reuters) - Housing starts increased more than expected in August to their
highest level in four months and permits for future home construction rose,
government data showed on Tuesday, suggesting the embattled housing market
was starting to stabilize following the end of a tax credit.
KEY POINTS: * The Commerce Department said housing starts rose 10.5 percent,
the largest increase since November, to a seasonally adjusted annual rate
of 598,000 units. * July's residential construction was revise |
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h***b
发帖数: 1233 | 42 appraisal is merely an opinion--it varies from time to time, person to
person. only problem w/ appraisal being < than purchase price is you may
not get the loan you want if it's 80/20 (laon/down) |
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m********n
发帖数: 782 | 43 Somebody just told me Goodman is a better than Carrier in Air Conditioning/
furnace products. Isn't Goodman the worst brand and Carrier the best?
Please tell me I'm wrong. |
|
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p*******n
发帖数: 4824 | 45 Then just back out. Don't pay one cent more than the appraised price. |
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b*d
发帖数: 9308 | 46 这个只是个Estimate，Mortgage company不知道title insurance是多少钱，也控制不
了。只要你选定了房子，Listing agent就会指定好title insurance company的。还有
，如果是在加州的Regular sale，Owner's title insurance是Seller付的。
a
estimate.
than |
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f******e
发帖数: 582 | 47 Is Costco better than Sams Club? if so, why is better? |
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a**i
发帖数: 608 | 48 Commentary: Pending home sales up 13.1% compared with last year
By Lee Adler
WEST PALM BEACH, Fla. (MarketWatch) — The mainstream financial media is
widely misreporting the National Association of Realtors’ pending home
sales data Thursday morning, simply parroting the NAR’s seasonally
manipulated data.
As it turns out, the NAR is screwing its own pooch because the actual, not
manipulated data is actually much better than the seasonally smoothed
numbers imply. That’s not to say sales are great. ... 阅读全帖 |
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a*******e
发帖数: 428 | 49 Read my closing estimate carefully again and found an interesting thing: the
selling agent took more than the listing agent?! And the total commission
is not 6%, but something like 5.5% with the asset management took 1% and the
listing agent took only 2%. The share for the selling agent is the largest,
2.5%. Is this common? Before, I thought both side should take 3% or equal
share. |
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k******o
发帖数: 3328 | 50 No point no fee refinancing just indiates that all of the closing cost will
be coverd, yet you have pay at least the following if your loan is closed
this month:
1) Jan's interest
2) 2nd property tax due on Feb 1
3) Impund account if you have one
If the new loan amount is a little bit higher than existing lien, you could
ask your agent to adjust it, or use it to pay the above mentiond fee so you
could bring less money into escrow.
also |
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