L***L
发帖数: 31 | | c********t
发帖数: 351 | | r****m
发帖数: 1204 | 3 It's an IRS rule about insurance products with certain tax benefits.
It's a feature wealthy families (at least $5M asset in today's dollar and
will grow inflation adjusted) use to pass their assets to future generations
and avoid estate tax.
If you are a working class and need access to the money you are saving, I
suggest you stop talking to the person who brought the 7702 term to you,
because people on this board all know well - someone is trying to sell you
IUL/VUL, but these products got a bad reputation already, so sales people
came up with a clever marketing approach - buy a product under 7702 rule.
What you can do is search IUL/VUL on this board or Internet and get educated
first before you continue the conversation with anyone who came to you
about it, because otherwise you don't know what you don't know, and you will
be in a very bad position in the continued discussion. | g**n
发帖数: 25142 | 4 顶一下
版上说它不好，原因就是因为它其实主要适用于富人？
那么对于普通人，它的坏处到底有哪些呢？ | r****m
发帖数: 1204 | 5 考古一下本版吧, 已经讨论了很多了.
如果有新的问题找不到答案, 请提问. |
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