p****r
发帖数: 165 | 1 compare: 25% downpayment
or 20% downpayment then 1st month 5% prepay, which way is better? Thanks. |
n**p
发帖数: 1150 | 2 25% downpay might give you a better rate.
【在 p****r 的大作中提到】
: compare: 25% downpayment
: or 20% downpayment then 1st month 5% prepay, which way is better? Thanks.
|
d*********1
发帖数: 443 | 3 20% 和25%对银行来说已经差别不大了, 但你贷款数量多的话,代理拿到钱多,有可能多
给你点好处. 不过你这样一来和买后再付5%比就相当于5%的多付一个月利息.看你怎么
比,估计差别不大.
【在 n**p 的大作中提到】
: 25% downpay might give you a better rate.
|
k******o
发帖数: 3328 | 4 20% down payment is equivalent to 0.25%*LoanAmount reduction from your
lender's rebate for 30 year fixed.
【在 p****r 的大作中提到】
: compare: 25% downpayment
: or 20% downpayment then 1st month 5% prepay, which way is better? Thanks.
|
b*d
发帖数: 9308 | 5 当然是25%downpayment好了，因为利率更低。
【在 p****r 的大作中提到】
: compare: 25% downpayment
: or 20% downpayment then 1st month 5% prepay, which way is better? Thanks.
|
p******y
发帖数: 3523 | 6 25% down可以拿到比20% down更好的rate。如果，有能力pay 25% down的话，就在做
loan的时候pay吧。 |
