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全部话题 - 话题: fee
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r******e
发帖数: 289
1
There are a lot of junk fees associated with short sale as many people are
not familiar with the selling process while DRE is also handling with
different lawful perspective.
SSN (short sale negotiator)fee is one of them. Have you ever received the
addendum related to this fee before you submitted your offer? Only buyer
agent has fiduciary obligations with buyers. So they are supposed to receive
commission due to the purchase. If negotiator think they are service
providers, they need to get thei... 阅读全帖
l*****n
发帖数: 204
2
来自主题: Living版 - anybody heard of payoff statement fee?
在做refinance,接近close 了,今天被告知,除了GFE list的fee之外,还有payoff
statement fee,难道refinance不是应该从current loan balance 开始计算吗?怎么
还有这么多费用?另外,我已经在6/1/2011 pay 这个月的mortgage 了,为什么还有6
月份的interest?
谢谢!
Projected Payoff Date 6/30/2011
Principal Balance: $270,100.07
Interest to 6/30/2011: $938.88
Payoff Statement Fee: $10.00
Prepayment Penalty: $0.00
Reconveyance/Release Fee: $45.00
Escrow Advance Balance: $0.00
Corp Advance Amount Total: $0.00
Late Charge Fees: $0.00
Misc Fees: $0.00
Escrow held for future disb: $0.0... 阅读全帖
b********2
发帖数: 5191
3
对refinance来说, 费用大致可以确定, 主要包括下面几项:
Appraisal Fee (大约$400) + Credit Report Fee
Lender Fee
Escrow Fee
Title Fee (包括lender policy insurance)
Government Fee
这些项目中又包括很多不同的收费。作为申请人,不用明白每一个细节,只要是no
closing
cost, 上面所有的费用都是由lender rebate或是agent commission来cover.
w***o
发帖数: 1411
4
ORIGINATION CHARGES
Underwriting Fee Borrower $ 875.00
OTHER CHARGES
Appraisal Fee Borrower $ 375.00
Credit Report Fee Borrower $ 30.00
Closing/Escrow Fee Borrower $ 250.00
Lender's Title Insurance Borrower $ 100.00
Title update and binder Borrower $ 100.00
CPL & shipping Borrower $ 100.00
Endorsements Borrower $ 225.00
Owner's Title Insurance Borrower $ 842.00
Survey Borrower $ 160.00
Flood cert Borrower $ 15.00
Tax service fee Borrower $ 85.00
Mortgage Recording Charge Borrower $ 180.00
total:... 阅读全帖
G***G
发帖数: 16778
5
租房子,和lease office 打交道
已经交了application fee
但被通知,还需要交administration fee和reservation fee。
请问板上有人经历过吗?这个administration fee是必须交的吗?
reservation fee也是必须交的吗?怎么能避开不交reservation fee?
f**********n
发帖数: 3081
6
chase的不少卡都没有foreign transaction fee.
0% for Chase Hyatt Visa ($75 annual fee); 0% for British Airways Visa ($95
annual fee); 0% for Priority Club Rewards Visa Signature [17] ($49 annual
fee after 1st year); 0% for Presidential Plus MasterCard [18] ($395 annual
fee); 0% for Chase Sapphire Preferred ($95 annual fee, waived the first year
)
C******n
发帖数: 9204
7
来自主题: Money版 - AMEX現在有e-gc,no purchase fees
You will not accrue points in your program account for the following:
Savings; Balance Transfers; Privileged Assets®; Express Cash; AMEX
Travelers Cheque or “AMEX Gift Cheque Purchases”; “reloadable prepaid
card purchases and loads; Cash Advances”; Membership Rewards point
redemptions; Charges for Returned Payments; Convenience Check Transactions;
Interest Charges; Delinquency Charges; Late Fees and other Fees, including
program annual fees, Card account annual fees, fees for enrollment-bas... 阅读全帖
s******n
发帖数: 3946
8
闲得蛋疼这一百跟本拿不到
3 To qualify, incidental air travel fees must be separate charges from
airline ticket charges. Incidental air travel fees charged prior to
enrollment in this benefit are not eligible for statement credits. Airline
tickets, upgrades, mileage points purchases, mileage points transfer fees,
gift cards, duty-free purchases and award tickets are not deemed to be
incidental fees. The airline must submit the incidental air travel fees
under the appropriate merchant code, industry code, or ... 阅读全帖
m*********n
发帖数: 11525
9
来自主题: PennySaver版 - [合集] 烦啊,Comcast Installation fee
☆─────────────────────────────────────☆
alvdena (晕乎乎) 于 (Mon Nov 15 19:45:05 2010, 美东) 提到:
装Comcast Internet的时候,我无其他Comcast service,但是有自己的modem和线。
在版上也询问过,后来我打了local的地方,他们说我有modem不需要交installation
fee,直接给我预约了technician上门安装。
结果呢,过了一个多星期,账单来了,让交$99 installation fee. 这不是抢钱吗?我
电话里说的很清楚,我无任何comcast service.所以本来promotion的价格我拿不到($
19.99一个月),我要付$29.99.但是他们说的很清楚,我不需要installation fee,因
为他们只要把我的modem code跟他们的系统核对上即可。
现在bill来了,我该怎么办?
我打了电话,人家bill部门死活都说他们没有办法waive这个installation fee.打了几
个不同的电话都殊途同归到一个接线处,... 阅读全帖
n*****3
发帖数: 15
10
来自主题: Stock版 - Short stock rebate fee?
email.
Dear Client,
Effective 11/05/2015 , Scottrade will begin assessing short sale rebate fees
to your account.
Short sale rebate fees represent the market cost of borrowing stock to
facilitate a short sale position, and may be applicable when you sell a
stock short or when a put option is exercised. The amount of the fee is
based upon demand in the securities lending market, and may fluctuate daily.
Short sale rebate fees will begin to accrue upon settlement of the short
sale and will cease u... 阅读全帖
j*e
发帖数: 1987
11
来自主题: EB23版 - NVC Fee Notice and PD movement
According to http://www.immihelp.com/immigrant-visa/nvc-aos-fee-iv-fee-payment.html
DS-3032 就是IV fee。
那个阿根廷人说"10 days ago I received from the NVC the Form DS-3032 and the
affidavit of support fee"
就是说他同时收到了AOS fee和IV fee notice.
j*e
发帖数: 1987
12
来自主题: EB23版 - NVC Fee Notice and PD movement
According to http://www.immihelp.com/immigrant-visa/nvc-aos-fee-iv-fee-payment.html
DS-3032 就是IV fee。
那个阿根廷人说"10 days ago I received from the NVC the Form DS-3032 and the
affidavit of support fee"
就是说他同时收到了AOS fee和IV fee notice.
b*****x
发帖数: 3786
13
来自主题: Chicago版 - 请问一下 closing fee
我们在做贷款买房子, 想问一下是不是所有银行的贷款都要给 closing fee 的?
还有那些什么 appraisal fee, app fee 等等. 我在 citi 做,她说 appraisal
fee + app fee 要 $400 多, 还没算 closing fee... btw, they gave me
2.75 for 15 yr fixed.
d**********r
发帖数: 502
14
来自主题: SanFrancisco版 - no point no fee refinance question
I am closing a refinance, but my broker did not pay some fees from my
current loaner payoff statement
Recording Fee xx$
Statement Fee xx$
Reconveyance Fee xx$
when I asked her to cover this, she said in email:
"I am sorry I can't cover this fee because I already pay ( $ 1000) for your
extension fee ( it is not our fault but I need to keep the ra
f********a
发帖数: 1109
15
【 以下文字转载自 Seattle 讨论区 】
发信人: mt (mt), 信区: Seattle
标 题: 赶快refinance以免Fannie, Freddie fee rise from payroll tax
发信站: BBS 未名空间站 (Sun Jan 8 04:01:22 2012, 美东)
For details on the increase of guarantee fees on Fannie Mae and Freddie Mac
to cover the cost of the extension of payroll tax deduction, visit:http://www.marketwatch.com/story/fannie-freddie-fee-rise-from-payroll-tax-set-2011-12-29
http://www.fhfa.gov/webfiles/22982/GFEESTMT122911F.pdf
Note although the starting date is 4/1/2012, lenders wi... 阅读全帖
b******s
发帖数: 5329
16
我打算买把手枪.没CHL
店一:
Long Gun Fee: $10.00
Hand Gun Fee: $10.00
NICS Fee: $10.00 This fee applies only if you don't have a TX CHL.
店二:
Long Gun Fee: $20.00
Hand Gun Fee: $20.00
是不是两个都20块?
M********e
发帖数: 212
17
http://www.nabp.net/news/fpgec-and-fpgee-fees-to-increase-start
Effective July 1, 2013, the application fees for the Foreign Pharmacy
Graduate Examination Committee (FPGEC) certification, which includes taking
the Foreign Pharmacy Graduate Equivalency Examination (FPGEE), will increase
. The changes start with applications post-marked on or after July 1.
First-time FPGEC candidates will be required to submit a fee totaling $1,200
, which includes $450 for the evaluation of all documentation and ... 阅读全帖
w*******y
发帖数: 60932
18
I have been looking for good deals on balance transfer and most cards
offering 0% APR have 3% or 4% (sometimes higher) balance transfer fees. If
you're looking to make a big balance transfer that 4% can mean a lot of
money. I know there are good deals out there that offer cash and points
but this post is mostly for folks who are looking for no or low transfer
fees.
Here's what I found, feel free to add deals as they come up:
- USBANK Select Rewards Visa Platinum Card:
https://applications.usb... 阅读全帖
w*******y
发帖数: 60932
19
Hi folks
Just wanted to give this good news that 2nd yr fee is most probably waived
for those who got on Amex Gold 50K points, 2-yr fee waiver deal and some of
us actually end up getting 75000 and then 50000 offer. I called them
yesterday coz I wanted to cancel the card as I did not want to pay 2nd yr
annual fee. They confirmed me 2yr fee waiver offer is activated on my
account.
Now before people start givinng TD, where some of u may already aware of
this, but most of us did not get a positive r... 阅读全帖
w*********r
发帖数: 63
20
Edmunds.com的quote和TMV包括了destination charge。Truecar.com的report包括
destination charge和doc fee。这些可以作为你的比较基准。Edmunds的说法是doc
fee的合理水平是$100。到你的州的DMV网站查DMV收的title fee以及新车第一次要交几
年的title fee。这上面也要防着dealer多收。

300
U*********n
发帖数: 31
21
sales tax 9.25%
Tire/Battery/MVWEA: + $7.00
Tag/Registration Fees (estimate): + 1.61%
Flat Add/County Fee: + $10.00
Electronic Filing: + $29.00
Smog Abatement Fee: + $20.00
Documentation Fee: + $55.00
小妹第一次买车,请教各位大侠,这里面有多收的FEES吗?谢谢!
S****n
发帖数: 519
22
来自主题: Automobile版 - 请问关于TRUECAR价格,DOC FEE, TTL
TRUECAR查到的价格包括DESTINATION FEE,但是不包含DOC FEE, DEALER FEE,
TTL吧?还有其他什么名目费用吗?DOC FEE, DEALER FEE, TTL大概怎么算?
怕谈了半天价格,让DEALER在其他费用上做手脚
d*****n
发帖数: 50
23
来自主题: Automobile版 - Fees 到底应该有多少
感觉dealer总能在fees上做文章, advertising fees, destination fees, filing
fees documentation fees, etc...感觉可有可没有。 所以我的问题是比如dealer开价
MSRP(24k) - 500, 我该叫多少OTD比较合适呢,我这稅8%?准备去看车, 12Prius two
or three, 看到板上有一些砍价牛人,希望给点建议。
e*******s
发帖数: 1927
24
$xxxxx selling price
$ 160.0 doc fee
$xxxxx taxable total
$xxx sales tax
$46.5 Registration fee
$50.0 Local Handling fee
$10.0 title fee
$85.0 ATC service fee
$25.0 Overnight mail expense
$10.0 Driveaway sticker
我是跨州买车。这些费用里哪些是必须交哪些是dealer自己列上的啊?多谢
f*****n
发帖数: 44
25
来自主题: Automobile版 - 2012 GL450 lease fee (转载)
【 以下文字转载自 Mercedes_Benz_Club 俱乐部 】
发信人: foolman (睡神), 信区: Mercedes_Benz_Club
标 题: 2012 GL450 lease fee
发信站: BBS 未名空间站 (Wed Jun 20 14:34:07 2012, 美东)
Acquisition fee 795 (original was 1099, argued)
Doc fee 499
Registration 190
Disposition 595
Purchase option fee 150
What kind of fee can be waived, argued?
f*u
发帖数: 5576
26
The MACO fee covers the dealer's local advertising fees. The amount of this
fee is based on the region your dealer is located in and varies between
regions. Both the MACO and training service fees are legitimate fees which
BMW NA charges the dealers.
f****y
发帖数: 2196
27
来自主题: Automobile版 - 加拿大回来收到一张toll fee的单子
圣诞节去加拿大晃了一圈, 租了alamo, 回美国之后收到一封信说是miss了一个toll
fee, 包括$6的citation fee和$10的admin fee, 说是可以打电话去交, 结果上个星期
断断续续打了一个星期都没人接, 好浪费时间, 请问有何建议? 加拿大的toll fee单子
不可以网上处理的? 还有加拿大在美国有没有负责这些toll fee的agency? 谢谢...
n***p
发帖数: 7668
28
你说的MSRP是Base price,那当然是不包含documentation fee.
我理解的是,对具体一辆车来说, 因为destination fee是成本的一部分,
base price + option + destination fee (+advertising fee)
才是它具体的MSRP,相应有一个invoice。 参见Edmunds.com给出的价格
明细表(for XC60):
http://www.edmunds.com/volvo/xc60/2013/options.html?sub=suv&sty
Delivery fee 是胡扯的吧?没听说过。
q***x
发帖数: 75
29
来自主题: Automobile版 - 买新车的dealer fee/proc fee/doc fee
与dealer们议价过程中发现他们都收取700左右的dealer fee/proc fee/doc fee,车的
MSRP为20540。
请问在dealer买过车的朋友是否都交了这类费用?
n*******e
发帖数: 55
30
that is normal. you only pay it if you return the leased vehicle.
dealer will try to make money in upfront fee. ask them to break it down for
you and question it even it might sounds official. e.g. they will overcharge
you for DMV fee but check on DMV website for yourself. and charge you
ridiculous doc fee is another pure profit for them. bank fee is varied by
states but 925 is definitely too high.

:lease到期不买还有disposition fee?350?
:is that normal?
b*******6
发帖数: 314
31
如题,看了FAQ没提到deal fee之类的,请问收dealer/processing fee么?
到是看到了documentation fee说是包括tax、title和register fee等,列出了一些州
的收费情况,本州不在这个list上,是不是到时注册时DMV自动收取而不用现在Hertz那
交?
多谢!
h**b
发帖数: 343
32
他写的如下:
Vehicle Price: $*****.00
AutoNation Savings: - $****.00
AutoNation Price: $*****.00

Sales Tax (estimate): + $****.**
Tag/Registration Fees (estimate): + $***.00
Documentation Fee: + $***.00
Balance Due (estimate): $*****.**
他写的tag/registration fees, 但别家写的license and title fees,不知道这个是
不是有不同呢?我应该让他吧license and title fee加进去么?

发帖数: 1
33

0down是指drive-off check只含DMV和第一月付?
http://forums.edmunds.com/discussion/42287/mercedes-benz/gle-class/2017-mercedes-benz-gle-class-lease-questions#latest
lomaverde said:
Hi,
Could you please provide MF and residual in October and November (if
available) for GLE 350 4MATIC at 24/10K and 36/10K?
MBUSA website lists acquisition fee of $795, but dealer sets to be $1,095 --
is it generally negotiable?
Is it a good idea / common practice to roll all upfront fees (acq, doc, DMV)
into monthly payments (... 阅读全帖
c**g
发帖数: 152
34
【 以下文字转载自 FleaMarket 讨论区 】
发信人: cpwg (byww), 信区: FleaMarket
标 题: [出售]AA 70k miles $950 + tax&fee or 75K 1000+tax&fee
发信站: BBS 未名空间站 (Mon Jun 13 13:07:41 2011, 美东)
我想卖的物品:
AA 70k miles
单张面值:
可接受价: 经济舱往返 70k miles $950 + tax&fees;Or 75K miles $1000+ tax&fees
物品新旧要求:
new
邮寄方式要求:
paypal 付款后,工作日24h内出票,我email给你确认信
付款方式说明:
Non-cc Paypal
其他补充说明:
check http://www.aa.com/reservation/awardRedeemMilesAccess.do?anchorE
请把查到的行程发给我,我给你出票.
广告的有效期:
till gone
物品来源(Required for All Cards!):
我的联系方式:
站内信留下email和电话... 阅读全帖
f****e
发帖数: 923
35
【 以下文字转载自 Money 讨论区 】
发信人: fcwrme (fcwrme), 信区: Money
标 题: 这个debit卡是不是回国取钱利器?no ATM fees and no foreign
发信站: BBS 未名空间站 (Wed Oct 30 03:56:33 2013, 美东)
The Schwab Bank Visa Platinum Debit Card is a traveler's dream come true. It
's an ATM and debit card, which means you can withdraw cash at ATMs
worldwide and use it at retail establishments and other merchants who accept
Visa. While credit cards are more ideal, the debit card's elimination of
conversion fees makes it a great choice for foreign tr... 阅读全帖
z*n
发帖数: 1008
36
我想要的物品:
UA 65k miles for two one-way tickets 1000+fee
单张面值:
$1000+fee
可接受的价格(必须明码标价!):
$1000+fee
物品新旧要求:
邮寄方式要求:
买卖双方谁承担邮寄损失(Required if not code only):
You book and confirm then I pay $1000+tax+fee
付款方式说明:
You book 2 tickets and confirm, then I pay $1000+tax+fee
其他补充说明:
广告的有效期:
物品来源:
我的联系方式:
二手交易风险自负!请自行验证是否合法和一手卡!:
w****u
发帖数: 303
37
【 以下文字转载自 ticketmaster 俱乐部 】
发信人: wingsu (wingsu), 信区: ticketmaster
标 题: 【出售】AA 中美 单/往返 $550/$1080 含所有tax+fee
发信站: BBS 未名空间站 (Sun Aug 21 23:01:19 2011, 美东)
我想卖的物品:
AA 中美往返 $1080 包含 所有Tax & Fee per ticket
AA 中美往返 $550 包含 所有Tax & Fee per ticket
单张面值:
中美往返票. 请自行查票
http://www.aa.com/reservation/awardRedeemMilesAccess.do?anchorE
可接受价格(必须明码标价!):
AA 中美往返 $1080 包含 所有Tax & Fee per ticket
AA 中美往返 $550 包含 所有Tax & Fee per ticket
物品新旧要求:
new and ready
邮寄方式要求:
我帮你订票,e-mail 你电子机票
买卖双方谁承担邮寄损失(Required if not c... 阅读全帖
j******x
发帖数: 2
38
我想卖的物品:
British Airways 里程104k miles
AA里程79K
单张面值:
BA 里程104K for $950+fee
AA里程79K for $950+fee
可接受价格(必须明码标价!):
BA 里程104K for $950+fee
AA里程79K for $950+fee
BA里程可买美国国内国际往返票,也可定one world partner airlines, 比如AA 和国
泰 , you can
check it at
https://www.britishairways.com/travel/ecredeemlanding/execclub/_
gf/en_us?link=main_nav
AA 70k 里程 for 中美往返票. 请自行到
http://www.aa.com/reservation/awardRedeemMilesAccess.do?anchorE
查你要的票是否有票,需要多少里程
物品新旧要求:
new
邮寄方式要求:
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
BOA... 阅读全帖
R******d
发帖数: 1436
39
我发现buy it now insertion fee在http://pages.ebay.com/help/sell/fees.html#optional上有两个不同的说明,请问怎么理解。
多谢了。
=====1=======
Insertion fee for fixed price format listings
Buy It Now price
Fixed price insertion fee
$0.99 or higher $0.50
=====2=======
Buy It Now price* Fee
$0.99 - $9.99 $0.05
$10.00 - $24.99 $0.10
$25.00 - $49.99 $0.20
$50.00 or more $0.25
Learn how Buy It Now works.
*Listings with the Buy It Now feature must have a Buy It Now price of at
least $0.99.
============
m*****s
发帖数: 2227
40
Having a premier or business account is free of charge. However if you
are going to use the account in receiving payments online, the standard
fee rate is 2.9%+30 cents plus 1% cross border if the payment is from
another country. This applies to both premier and business account
holders.
Aside from this fee for receiving payments online, no other fees are
applied to the account. In the future that you'll be receiving payments
at least $3,000.00 within the last month, you may apply for the Mercha... 阅读全帖
b*******g
发帖数: 6008
41
来自主题: ebiz版 - amazon这个fee简直太厉害了
Buyer pays $29.97
Amazon fees
Commission: $-3.75
FBA per unit fulfillment fee: $-1.00
FBA weight based fee: $-0.37
Fixed closing fee: $-0.99
Shipping chargeback: $-4.98
Variable closing fee: $-1.35
Change to your seller account balance $17.53
amazon拿去了40%还多
s******i
发帖数: 668
42
http://www.wireless.att.com/cell-phone-
service/legal/return-pol
Restocking fees:
A $35 restocking fee applies to all devices (excluding tablets)
purchased
through AT&T, except where prohibited. The restocking fee does not
apply to
iPhone if it is returned, unopened, during the return period.
A restocking fee of 10% of the sales price applies to all tablet
returns (
including iPad), except where prohibited. The restocking fee does not
apply
to iPad if it is returned, unopened, during the return ... 阅读全帖
s******i
发帖数: 668
43
http://www.wireless.att.com/cell-phone-
service/legal/return-pol
Restocking fees:
A $35 restocking fee applies to all devices (excluding tablets)
purchased
through AT&T, except where prohibited. The restocking fee does not
apply to
iPhone if it is returned, unopened, during the return period.
A restocking fee of 10% of the sales price applies to all tablet
returns (
including iPad), except where prohibited. The restocking fee does not
apply
to iPad if it is returned, unopened, during the return ... 阅读全帖
a****p
发帖数: 6155
44
No problem for me:
Amazon fees
Commission: -$2.80
FBA per order fulfillment fee: -$1.00
FBA per unit fulfillment fee: -$1.00
FBA weight based fee: -$0.37
e***l
发帖数: 6493
45
来自主题: ebiz版 - Amazon 的FBA fee真高啊!
原来是$4.85 ea贱卖了6个,到手的共$2.47,还不够cover FBA运费呢
这神医当得,太失败了¥%@%#…………¥@%
Amazon fees
Commission: -$4.37
FBA per unit fulfillment fee: -$6.00
FBA weight based fee: -$2.22
Fixed closing fee: -$5.94
Variable closing fee: -$8.10
d*y
发帖数: 355
46
ebay上卖东西。买家要退货,我给退了(运费没退)。我在ebay没找到退钱的选项,所
以在paypal退了。退完了发现paypal fee退给我了,但是ebay fee没有退给我,请问怎
么样才能把ebay fee 退回来?
另外一件东西,买家说没有收到。tracking number进去是空白,估计usps给弄丢了。
买家开了case,我全额退款了。这样ebay fee就全退给我了,但是paypal好像没有退给
我paypal fee.
r*********1
发帖数: 5741
47
来自主题: ebiz版 - 大家记得向Amazon讨要FBA fee
那如果被退货,能把FBA fee 要回来么?
那个fee 是不是
FBA Order Handling Fee:
FBA Pick & Pack Fee:
FBA Weight Handling Fee:
r*********1
发帖数: 5741
48
来自主题: ebiz版 - 大家记得向Amazon讨要FBA fee
那如果被退货,能把FBA fee 要回来么?
那个fee 是不是
FBA Order Handling Fee:
FBA Pick & Pack Fee:
FBA Weight Handling Fee:
h****n
发帖数: 4960
49
When you issue a full refund using the Issue Refund link, we credit your
full variable transaction fee (1.9% to 3.9% of the transaction amount) while
the fixed portion of the fee ($0.30 USD per transaction) is not refundable.
If your customer originally paid using their American Express card, you
were not charged a fixed fee and the entire variable transaction fee (3.5%)
will not be refunded. When you issue a partial refund, we credit a
percentage of the variable transaction fee, based on the am... 阅读全帖
z*n
发帖数: 1008
50
我想要的物品:
UA 65k miles for two one-way tickets 1000+fee
单张面值:
$1000+fee
可接受的价格(必须明码标价!):
$1000+fee
物品新旧要求:
邮寄方式要求:
买卖双方谁承担邮寄损失(Required if not code only):
You book and confirm then I pay $1000+tax+fee
付款方式说明:
You book 2 tickets and confirm, then I pay $1000+tax+fee
其他补充说明:
广告的有效期:
物品来源:
我的联系方式:
二手交易风险自负!请自行验证是否合法和一手卡!:
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