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发帖数: 63 | 1 Borrow 190K at rate 3.875% (Kansas). Broker lised the following items.
Could anyone tell which items are not necessary. Thanks.
Processing Fee Borrower $ 1,050.00
Appraisal Fee Borrower $ (450.00)
Credit Report Fee CIS Borrower $ 13.91
Tax Service Fee First American Borrower $ (69.00)
Flood Certification Fee First American Borrower $ (8.50)
Closing/Escrow Fee Borrower $ 175.00
Lender's Title Insurance Borrower $ 332.50
Delivery Services Nebraska Title Borrower $ 75.00
Escrow Closing Fee Borrower $ 250.00
Pest Inspection Fee Borrower $ 40.00
Mortgage Recording Charge Borrower $ 84.00
Transfer Taxes KS Borrower $ 494.00
Hazard Insurance Reserves Borrower $ 120.00 x 3 mth(s) $ 360.00
County Property Tax Reserves Borrower $ 551.17 x 6 mth(s) $ 3,307.02
Daily Interest Charges Borrower $ 20.1712 x 15 day(s) $ 302.57
Hazard Insurance Premium Borrower $ 120.00 x 12 mth(s) $ 1,440.00 |
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