由买买提看人间百态

boards

本页内容为未名空间相应帖子的节选和存档,一周内的贴子最多显示50字,超过一周显示500字 访问原贴
Living版 - Uninsured conventional loan? What does it mean?
相关主题
LOAN 出问题了新手问个房贷的问题
Rate 4.25?可能吗? 30yearfixeddownpayment 付少于20% 可以吗
是不是LOCK了rate就必须要这个贷款了,利率也不能谈了?大家帮我分析分析我的情况重做贷款合算吗?纠结死了。。。
FHA LOAN 和 普通的 loan 有啥区别conventional loan or FHA?
有多少人用的是FHA的贷款?现在贷款低于20%downpay还有second loan 一说吗?
FHA还是conventional贷款10%的downpay可以么?
H1b没绿卡,10% down loan?卖房子offer selection
郁闷了... refinance...credit score低于700怎么办?
相关话题的讨论汇总
话题: uninsured话题: loan话题: conventional话题: what话题: does
1 (共1页)
j*****e
发帖数: 564
1
买了一个 foreclosure property, 下周二close. 刚才我的realtor告诉
我Freddie Mac让我们马上 签一个
amendment:
“Buyer's loan type has been amended to: CONVENTIONAL UNINSURED"
My agent and I have no clue what this means. Can you help if you know?
非常感谢!!!!!
j*****e
发帖数: 564
2
This is what I googled:
Conventional Loan
Conventional loans are popular because the broad public does not qualify for
other loan structures. A conventional loan has no backing from the
government in the way an FHA, HUD or VA loan does. Lenders are not limited
to interest rate caps and can charge anything the market will warrant, which
means the loans are generally higher than government-backed loans.
Conventional loans can be either insured or uninsured contingent on their
loan-to-value ratio.
Uninsured
An uninsured loan is a loan sufficiently backed by a large down payment or
equity in the property. Generally, to qualify for an uninsured loan, at
least a 20 percent equity position in the property must exist. This can be
accomplished by a down payment for new purchases or equity for refinancing.
An uninsured loan will be less expensive for two reasons: less money
financed over time and a lower interest rate.
首付是20%, 所以不要交PMI, 所以就是Uninsured loan, 对吗?
1 (共1页)
相关主题
credit score低于700怎么办?有多少人用的是FHA的贷款?
lender 关于用FHA的解释FHA还是conventional贷款
关于FHA的贷款买房子H1b没绿卡,10% down loan?
lock了一个loan from BoxHomeLoans郁闷了... refinance...
LOAN 出问题了新手问个房贷的问题
Rate 4.25?可能吗? 30yearfixeddownpayment 付少于20% 可以吗
是不是LOCK了rate就必须要这个贷款了,利率也不能谈了?大家帮我分析分析我的情况重做贷款合算吗?纠结死了。。。
FHA LOAN 和 普通的 loan 有啥区别conventional loan or FHA?
相关话题的讨论汇总
话题: uninsured话题: loan话题: conventional话题: what话题: does