k****y
发帖数: 781 | 1 Conforming Loan Limit
Fannie Mae and Freddie Mac are restricted by law to purchasing single-family
mortgages with origination balances below a specific amount, known as the
“conforming loan limit.” Loans above this limit are known as jumbo loans.
http://www.fhfa.gov/Default.aspx?Page=185
Fairfax, VA 最多只能贷款 625,000? |
w******t
发帖数: 16937 | 2 google
【在 k****y 的大作中提到】
: Conforming Loan Limit
: Fannie Mae and Freddie Mac are restricted by law to purchasing single-family
: mortgages with origination balances below a specific amount, known as the
: “conforming loan limit.” Loans above this limit are known as jumbo loans.
: http://www.fhfa.gov/Default.aspx?Page=185
: Fairfax, VA 最多只能贷款 625,000?
|
o*****p
发帖数: 5952 | 3 In Los Angeles county, the loan amount greater than 625500 will no be
purchased by Fannie Mai.
It will stay in lender book and become portfolio loan.
family
.
【在 k****y 的大作中提到】
: Conforming Loan Limit
: Fannie Mae and Freddie Mac are restricted by law to purchasing single-family
: mortgages with origination balances below a specific amount, known as the
: “conforming loan limit.” Loans above this limit are known as jumbo loans.
: http://www.fhfa.gov/Default.aspx?Page=185
: Fairfax, VA 最多只能贷款 625,000?
|
b********2
发帖数: 5191 | 4 conforming loan又分为conforming和super conforming, 每个地区有自己的limit.
一般来说super conforming 的rate比conforming的rate稍高一点 |
p***e
发帖数: 1257 | 5 可以贷款 超过625,000，只不过是jumbo loan,利率会差一点点 |
w******t
发帖数: 16937 | 6 fixed rate???
【在 p***e 的大作中提到】
: 可以贷款 超过625,000，只不过是jumbo loan,利率会差一点点
|
p******y
发帖数: 3523 | 7 417K是一条线，625.5K是另一条，高于625.5K的loan是jumbo loan了，各大银行都只能
自己hold，两房是不买这样的mortgage的。 |
o*****p
发帖数: 5952 | 8 Yes, either fixed (whole amount), or split into two part ($625500 fixed,
remaining variable)
【在 w******t 的大作中提到】
: fixed rate???
|
w******t
发帖数: 16937 | 9 我是说，如果贷款超过限制，比如贷920k，你能做什么fixed rate？
【在 o*****p 的大作中提到】
: Yes, either fixed (whole amount), or split into two part ($625500 fixed,
: remaining variable)
|
